Consolidated Statements Of Income (Loss) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 6,388	$ 7,253
Federal funds sold	1	1
Interest-earning deposits with banks	38	50
Investments	342	197
Dividends on equity securities (restricted)	31	28
Total Interest and Dividend Income	6,800	7,529
INTEREST EXPENSE
Demand	9	30
Savings	49	68
Time deposits below $100,000	491	582
Time deposits above $100,000	339	406
FHLB Advances	53	64
Trust Preferred Securities	116	113
Total Interest Expense	1,057	1,263
NET INTEREST INCOME	5,743	6,266
PROVISION FOR LOAN LOSSES		550
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,743	5,716
NONINTEREST INCOME
Service charges	504	533
Fees, commissions and other income	929	721
Insurance and investment fees	86	77
Net realized gains on sale of investment securities	3	99
Life insurance investment income	17	39
Total Noninterest Income	1,539	1,469
NONINTEREST EXPENSES
Salaries and employee benefits	3,234	3,446
Occupancy and equipment expense	1,011	1,081
Advertising and public relations	117	73
Data processing and telecommunications	565	411
FDIC insurance premiums	374	376
Other real estate owned and repossessed vehicles, net	776	377
Other operating expenses	1,278	1,255
Total Noninterest Expenses	7,355	7,019
INCOME (LOSS) BEFORE INCOME TAXES	(73)	166
INCOME TAX EXPENSE (BENEFIT)	(1)	19
NET INCOME (LOSS)	$ (72)	$ 147
Income (Loss) Per Share
Basic	$ 0.00	$ 0.01
Fully Diluted	$ 0.00	$ 0.01
Average Weighted Shares of Common Stock
Basic	21,872,293	21,868,458
Fully Diluted	21,872,293	21,868,458