Consolidated Statements Of Operations (USD $) In Thousands, except Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 28,824	$ 32,592
Federal funds sold	2	3
Interest-earning deposits with banks	188	173
Investments	934	851
Dividends on equity securities (restricted)	128	114
Total Interest and Dividend Income	30,076	33,733
INTEREST EXPENSE
Demand	82	110
Savings	205	242
Time deposits below $100,000	2,196	2,994
Time deposits above $100,000	1,547	2,024
FHLB Advances	242	472
Other borrowings		128
Trust Preferred Securities	471	490
Total Interest Expense	4,743	6,460
NET INTEREST INCOME	25,333	27,273
PROVISION FOR LOAN LOSSES	550	4,800
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	24,783	22,473
NONINTEREST INCOME
Service charges	2,258	2,482
Fees, commission and other income	2,763	1,949
Insurance and investment fees	322	319
Net realized gains on sale of investment securities	99	537
Life insurance investment income	89	309
Total Noninterest Income	5,531	5,596
NONINTEREST EXPENSES
Salaries and employee benefits	13,430	13,947
Occupancy and equipment expense	4,001	4,104
Advertising and public relations	411	472
Data processing and telecommunications	1,956	1,743
FDIC insurance premiums	1,514	1,659
Other real estate owned and repossessed vehicles, net	2,290	4,458
Other operating expenses	5,299	5,605
Total Noninterest Expenses	28,901	31,988
INCOME (LOSS) BEFORE INCOME TAXES	1,413	(3,919)
INCOME TAX EXPENSE (BENEFIT)	(71)	2,405
NET INCOME (LOSS)	$ 1,484	$ (6,324)
Income (Loss) Per Share
Basic and Fully Diluted	$ 0.07	$ (0.57)
Average Weighted Shares of Common Stock
Basic and Fully Diluted	21,870,758	11,181,963