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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 17,068 $ 17,517
Interest-bearing deposits with banks 54,683 76,590
Federal funds sold 4 2
Total Cash and Cash Equivalents 71,755 94,109
Investment Securities Available-for-sale 62,215 49,615
Loans receivable 510,028 522,363
Allowance for loan losses (14,244) (16,810)
Net Loans 495,784 505,553
Bank premises and equipment, net 30,459 31,190
Equity securities (restricted) 2,704 2,803
Other real estate owned 14,272 13,869
Accrued interest receivable 2,266 2,374
Life insurance investments 12,097 11,964
Goodwill and other intangibles 25 53
Deferred taxes 5,014 4,686
Other assets 2,647 2,799
Total Assets 699,238 719,015
Demand Deposits [Abstract]    
Noninterest bearing 101,100 98,432
Interest-bearing 71,312 68,665
Savings deposits 100,555 113,280
Time deposits 359,670 372,473
Total Deposits 632,637 652,850
Federal Home Loan Bank advances 5,958 6,558
Accrued interest payable 2,083 1,880
Accrued expenses and other liabilities 1,762 1,365
Trust preferred securities 16,496 16,496
Total Liabilities 658,936 679,149
Commitments and Contingencies      
STOCKHOLDERS' EQUITY    
Common stock - $2.00 par value; 50,000,000 shares authorized; 21,871,063 and 21,865,535 shares issued and outstanding at June 30, 2013 and December 31, 2012, respectively 43,742 43,731
Common stock warrants 2,051 2,056
Additional paid-in-capital 13,049 13,081
Retained earnings (deficit) (18,317) (19,409)
Accumulated other comprehensive income (223) 407
Total Stockholders' Equity 40,302 39,866
Total Liabilities and Stockholders' Equity $ 699,238 $ 719,015