Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 16,850	$ 17,517
Interest-bearing deposits with banks	69,922	76,590
Federal funds sold	1,012	2
Total Cash and Cash Equivalents	87,784	94,109
Investment Securities Available-for-sale	54,129	49,615
Loans receivable	511,376	522,363
Allowance for loan losses	(14,944)	(16,810)
Net Loans	496,432	505,553
Bank premises and equipment, net	31,284	31,190
Equity securities (restricted)	2,704	2,803
Other real estate owned	13,781	13,869
Accrued interest receivable	2,203	2,374
Life insurance investments	12,003	11,964
Goodwill and other intangibles	39	53
Deferred taxes	4,734	4,686
Other assets	2,651	2,799
Total Assets	707,744	719,015
Demand Deposits [Abstract]
Noninterest bearing	103,855	98,432
Interest-bearing	69,079	68,665
Savings deposits	103,559	113,280
Time deposits	364,802	372,473
Total Deposits	641,295	652,850
Federal Home Loan Bank advances	6,258	6,558
Accrued interest payable	1,974	1,880
Accrued expenses and other liabilities	1,892	1,365
Trust preferred securities	16,496	16,496
Total Liabilities	667,915	679,149
Commitments and Contingencies
STOCKHOLDERS' EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 21,871,063 and 21,865,535 shares issued and outstanding at March 31, 2013 and December 31, 2012, respectively	43,742	43,731
Common stock warrants	2,051	2,056
Additional paid-in-capital	13,054	13,081
Retained earnings (deficit)	(19,262)	(19,409)
Accumulated other comprehensive income	244	407
Total Stockholders' Equity	39,829	39,866
Total Liabilities and Stockholders' Equity	$ 707,744	$ 719,015