Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 16,976	$ 18,306
Interest-bearing deposits with banks	50,679	72,170
Federal funds sold	2	77
Total Cash and Cash Equivalents	67,657	90,553
Investment Securities Available-for-sale	48,559	32,434
Loans receivable	538,992	597,816
Allowance for loan losses	(17,588)	(18,380)
Net Loans	521,404	579,436
Bank premises and equipment, net	32,290	33,141
Equity securities (restricted)	2,818	3,573
Other real estate owned	11,368	15,092
Accrued interest receivable	2,516	3,067
Life insurance investments	11,890	11,351
Goodwill and other intangibles	67	123
Deferred taxes	4,789	7,220
Other assets	4,859	4,394
Total Assets	708,217	780,384
Demand Deposits [Abstract]
Noninterest bearing	109,057	109,629
Interest-bearing	61,261	58,459
Savings deposits	95,359	94,569
Time deposits	387,540	445,658
Total Deposits	653,217	708,315
Federal Home Loan Bank advances	6,858	17,983
Accrued interest payable	1,793	1,796
Accrued expenses and other liabilities	1,735	1,471
Other borrowings		5,450
Trust preferred securities	16,496	16,496
Total Liabilities	680,099	751,511
Commitments and Contingencies
STOCKHOLDERS' EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 13,824,697 and 10,010178 shares issued and outstanding at September 30, 2012 and December 31, 2011, respectively	27,649	20,020
Common stock warrants	663
Additional paid-in-capital	19,119	21,689
Retained earnings (deficit)	(19,621)	(13,085)
Accumulated other comprehensive income	308	249
Total Stockholders' Equity	28,118	28,873
Total Liabilities and Stockholders' Equity	$ 708,217	$ 780,384