XML 37 R24.htm IDEA: XBRL DOCUMENT v2.4.0.6
Allowance For Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2012
Allowance For Loan Losses [Abstract]  
Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment

As of September 30, 2012

(Dollars are in thousands)

 

Beginning

Balance

 

Charge

Offs

 

 

Recoveries

 

 

Advances

 

 

Provisions

 

Ending Balance

Real estate secured:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

$
5,671 

$
(1,989)

$
38 

$

-

$
3,852 

$
7,572 

Construction and land development

 
3,848 

 
(339)

 
71 

 

-

 
(1,240)

 
2,340 

Residential 1-4 family

 
3,759 

 
(1,289)

 
84 

 

-

 
726 

 
3,280 

Multifamily

 
148 

 

-

 

-

 

-

 
541 

 
689 

Farmland

 
951 

 
(577)

 

-

 

-

 
483 

 
857 

Total real estate loans

 
14,377 

 
(4,194)

 
193 

 

-

 
4,362 

 
14,738 

Commercial

 
1,883 

 
(736)

 
67 

 

-

 
311 

 
1,525 

Agriculture

 
486 

 
(2)

 
11 

 

-

 
(171)

 
324 

Consumer installment loans

 
781 

 
(267)

 
43 

 

-

 
(128)

 
429 

All other loans

 
2 

 

-

 

-

 

-

 
(1)

 
1 

Unallocated

 
851 

 

-

 

-

 

-

 
(280)

 
571 

Total

$
18,380 

$
(5,199)

$
314 

$

-

$
4,093 

$
17,588 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2011

(Dollars are in thousands)

 

Beginning

Balance

 

Charge

Offs

 

 

Recoveries

 

 

Advances

 

 

Provisions

 

Ending Balance

Real estate secured:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

$
5,141 

$
(4,147)

$
877 

$

-

$
3,800 

$
5,671 

Construction and land development

 
4,913 

 
(7,245)

 
1,296 

 
153 

 
4,731 

 
3,848 

Residential 1-4 family

 
1,699 

 
(1,299)

 
141 

 

-

 
3,218 

 
3,759 

Multifamily

 
42 

 

-

 

-

 

-

 
106 

 
148 

Farmland

 
922 

 
(511)

 
66 

 

-

 
474 

 
951 

Total real estate loans

 
12,717 

 
(13,202)

 
2,380 

 
153 

 
12,329 

 
14,377 

Commercial

 
3,281 

 
(2,480)

 
140 

 

-

 
942 

 
1,883 

Agriculture

 
1,120 

 
(1,031)

 
18 

 

-

 
379 

 
486 

Consumer installment loans

 
1,733 

 
(694)

 
123 

 

-

 
(381)

 
781 

All other loans

 

-

 

-

 

-

 

-

 
2 

 
2 

Unallocated

 
6,163 

 

-

 

-

 

-

 
(5,312)

 
851 

Total

$
25,014 

$
(17,407)

$
2,661 

$
153 

$
7,959 

$
18,380 

 

Schedule Of Allocation Of Portion Of Allowance

 

 

Allowance for Loan Losses

 

Recorded Investment in Loans

 

 

As of September 30, 2012

(Dollars are in thousands)

 

Individually

Evaluated

for Impairment

 

Collectively Evaluated for Impairment

 

 

 

Total

 

Individually

Evaluated for Impairment

 

Collectively Evaluated for Impairment

 

 

 

Total

Real estate secured:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

$
4,225 

$
3,347 

$
7,572 

$
37,843 

$
117,412 

$
155,255 

Construction and land

 development

 
346 

 
1,994 

 
2,340 

 
5,592 

 
19,620 

 
25,212 

Residential 1-4 family

 
793 

 
2,487 

 
3,280 

 
12,262 

 
231,676 

 
243,938 

Multifamily

 
621 

 
68 

 
689 

 
3,510 

 
9,126 

 
12,636 

Farmland

 
385 

 
472 

 
857 

 
11,253 

 
23,926 

 
35,179 

Total real estate loans

 
6,370 

 
8,368 

 
14,738 

 
70,460 

 
401,760 

 
472,220 

Commercial

 
207 

 
1,318 

 
1,525 

 
3,429 

 
26,991 

 
30,420 

Agriculture

 

-

 
324 

 
324 

 
467 

 
4,498 

 
4,965 

Consumer installment loans

 
15 

 
414 

 
429 

 
149 

 
31,051 

 
31,200 

All other loans

 

-

 
1 

 
1 

 

-

 
187 

 
187 

Unallocated

 

-

 
571 

 
571 

 

-

 

-

 

-

Total

$
6,592 

$
10,996 

$
17,588 

$
74,505 

$
464,487 

$
538,992 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Allowance for Loan Losses

 

Recorded Investment in Loans

 

As of December 31, 2011

(Dollars are in thousands)

 

Individually

Evaluated

for Impairment

 

Collectively Evaluated for Impairment

 

 

 

Total

 

Individually

Evaluated for Impairment

 

Collectively Evaluated for Impairment

 

 

 

Total

Real estate secured:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

$
2,794 

$
2,877 

$
5,671 

$
46,115 

$
124,674 

$
170,789 

Construction and land

 development

 
474 

 
3,374 

 
3,848 

 
9,243 

 
23,146 

 
32,389 

Residential 1-4 family

 
1,052 

 
2,707 

 
3,759 

 
14,694 

 
241,304 

 
255,998 

Multifamily

 

-

 
148 

 
148 

 
613 

 
13,707 

 
14,320 

Farmland

 
605 

 
346 

 
951 

 
14,556 

 
25,550 

 
40,106 

Total real estate loans

 
4,925 

 
9,452 

 
14,377 

 
85,221 

 
428,381 

 
513,602 

Commercial

 
649 

 
1,234 

 
1,883 

 
5,386 

 
33,941 

 
39,327 

Agriculture

 
448 

 
38 

 
486 

 
1,162 

 
4,985 

 
6,147 

Consumer installment loans

 
24 

 
757 

 
781 

 
52 

 
38,470 

 
38,522 

All other loans

 

-

 
2 

 
2 

 

-

 
218 

 
218 

Unallocated

 

-

 
851 

 
851 

 

-

 

-

 

-

Total

$
6,046 

$
12,334 

$
18,380 

$
91,821 

$
505,995 

$
597,816