Investment Securities (Tables)

9 Months Ended

Sep. 30, 2012

Investment Securities [Abstract]

Schedule Of Securities Amortized Cost And Estimated Fair Value

				Gross		Gross		Approximate
		Amortized		Unrealized		Unrealized		Fair
(Dollars are in thousands)		Cost		Gains		Losses		Value
September 30, 2012
U.S. Government Agencies	$	25,602	$	258	$	21	$	25,839
Taxable municipals		853	2		5		850
Tax-exempt municipals		-	-		-		-
Mortgage backed securities		21,638	233		1		21,870
Total Securities AFS	$	48,093	$	493	$	27	$	48,559
December 31, 2011
U.S. Government Agencies	$	21,405	$	238	$	10	$	21,633
Taxable municipals		1,465	89		2		1,552
Tax-exempt municipals		1,043	11		-		1,054
Mortgage backed securities		8,144	67		16		8,195
Total Securities AFS	$	32,057	$	405	$	28	$	32,434

Schedule Of Fair Value And Gross Unrealized Losses On Investment Securities In A Continuous Unrealized Loss Position

		Less than 12 Months				12 Months or More				Total
(Dollars are in thousands)		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
September 30, 2012
U.S. Government Agencies	$	2,911	$	21	$	-	$	-	$	2,911	$	21
Taxable municipals		280		5		-		-		280		5
Mtg. backed securities		743		1		-		-		743		1
Total Securities AFS	$	3,934	$	27	$	-	$	-	$	3,934	$	27
December 31, 2011
U.S. Government Agencies	$	5,592	$	10	$	-	$	-	$	5,592	$	10
Taxable municipals		572		2		-		-		572		2
Mtg. backed securities		4,055		16		-		-		4,055		16
Total Securities AFS	$	10,219	$	28	$	-	$	-	$	10,219	$	28

The Amortized Cost And Fair Value Of Investment Securities Contractual Maturity

						Weighted
(Dollars are in thousands)		Amortized		Fair		Average
Securities Available for Sale		Cost		Value		Yield
Due in one year or less	$	-	$	-		-%
Due after one year through five years	1,503		1,510		1.01%
Due after five years through fifteen years		12,274		12,403		1.73%
Due after fifteen years		34,316		34,646		2.15%
Total	$	48,093	$	48,559		2.01%