Consolidated Statements Of Operations (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 7,989	$ 9,955	$ 24,784	$ 31,357
Federal funds sold	1		2	9
Interest-earning deposits with banks	36	48	131	128
Investments	212	65	653	149
Dividends on equity securities (restricted)	28	24	83	74
Total Interest and Dividend Income	8,266	10,092	25,653	31,717
INTEREST EXPENSE
Demand	27	37	81	126
Savings	57	75	177	399
Time deposits below $100,000	707	1,132	2,364	3,762
Time deposits above $100,000	477	721	1,589	2,295
FHLB Advances	72	225	403	669
Other borrowings	40	45	128	150
Trust Preferred Securities	123	115	370	315
Total Interest Expense	1,503	2,350	5,112	7,716
NET INTEREST INCOME	6,763	7,742	20,541	24,001
PROVISION FOR LOAN LOSSES	967	2,801	4,093	6,258
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,796	4,941	16,448	17,743
NONINTEREST INCOME
Service charges	635	657	1,834	1,816
Fees, commissions and other income	554	496	1,742	1,515
Insurance and investment fees	28	134	260	325
Net realized gains on sale of investment securities	48		385
Life insurance investment income	90	77	235	253
Total Noninterest Income	1,355	1,364	4,456	3,909
NONINTEREST EXPENSES
Salaries and employee benefits	3,389	3,864	10,496	11,723
Occupancy and equipment expense	1,047	1,132	3,231	3,276
Advertising and public relations	114	121	325	304
Data processing and telecommunications	434	420	1,323	1,218
FDIC insurance premiums	399	475	1,244	1,571
Other real estate owned and repossessed vehicles, net	1,140	1,986	4,387	4,476
Other operating expenses	1,315	1,115	4,071	3,775
Total Noninterest Expenses	7,838	9,113	25,077	26,343
LOSS BEFORE INCOME TAXES	(687)	(2,808)	(4,173)	(4,691)
INCOME TAX EXPENSE (BENEFIT)	776	(976)	2,363	(1,733)
NET LOSS	$ (1,463)	$ (1,832)	$ (6,536)	$ (2,958)
Loss Per Share
Basic	$ (0.14)	$ (0.18)	$ (0.64)	$ (0.30)
Fully Diluted	$ (0.14)	$ (0.18)	$ (0.64)	$ (0.30)
Average Weighted Shares of Common Stock
Basic	10,507,724	10,010,178	10,177,237	10,010,178
Fully Diluted	10,507,724	10,010,178	10,177,237	10,010,178