Consolidated Statements Of Operations (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 8,047	$ 10,514	$ 16,795	$ 21,402
Federal funds sold	1		1	9
Interest-earning deposits with banks	48	54	95	80
Investments	240	45	441	84
Dividends on equity securities (restricted)	29	28	55	50
Total Interest and Dividend Income	8,365	10,641	17,387	21,625
INTEREST EXPENSE
Demand	28	44	54	89
Savings	58	138	120	324
Time deposits below $100,000	782	1,242	1,657	2,630
Time deposits above $100,000	525	769	1,112	1,574
FHLB Advances	150	223	331	444
Other borrowings	44	44	88	105
Trust Preferred Securities	125	92	247	200
Total Interest Expense	1,712	2,552	3,609	5,366
NET INTEREST INCOME	6,653	8,089	13,778	16,259
PROVISION FOR LOAN LOSSES	1,176	2,312	3,126	3,457
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,477	5,777	10,652	12,802
NONINTEREST INCOME
Service charges	642	607	1,199	1,159
Fees, commissions and other income	573	445	1,188	1,019
Insurance and investment fees	123	93	232	191
Net realized gains on sale of investment securities	265		337
Life insurance investment income	31	89	145	176
Total Noninterest Income	1,634	1,234	3,101	2,545
NONINTEREST EXPENSES
Salaries and employee benefits	3,509	3,946	7,107	7,859
Occupancy and equipment expense	1,085	1,119	2,184	2,144
Advertising and public relations	121	98	211	183
Data processing and telecommunications	450	392	889	798
FDIC insurance premiums	414	421	845	1,096
Other real estate owned and repossessed vehicles, net	1,273	2,246	3,247	2,490
Other operating expenses	1,400	1,395	2,756	2,660
Total Noninterest Expenses	8,252	9,617	17,239	17,230
LOSS BEFORE INCOME TAXES	(1,141)	(2,606)	(3,486)	(1,883)
INCOME TAX EXPENSE (BENEFIT)	1,397	(931)	1,587	(757)
NET LOSS	$ (2,538)	$ (1,675)	$ (5,073)	$ (1,126)
Loss Per Share
Basic	$ (0.25)	$ (0.17)	$ (0.51)	$ (0.11)
Fully Diluted	$ (0.25)	$ (0.17)	$ (0.51)	$ (0.11)
Average Weighted Shares of Common Stock
Basic	10,010,178	10,010,178	10,010,178	10,010,178
Fully Diluted	10,010,178	10,010,178	10,010,178	10,010,178