Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 18,306	$ 14,369
Interest-bearing deposits with banks	72,170	42,549
Federal funds sold	77	25,611
Total Cash and Cash Equivalents	90,553	82,529
Investment Securities available-for-sale	32,434	4,658
Loans receivable	597,816	707,794
Allowance for loan losses	(18,380)	(25,014)
Net Loans	579,436	682,780
Bank premises and equipment, net	33,141	34,141
Equity securities (restricted)	3,573	3,878
Other real estate owned	15,092	12,346
Accrued interest receivable	3,067	3,700
Life insurance investments	11,351	11,011
Goodwill and other intangibles	123	4,346
Deferred taxes, net	7,220	8,037
Other assets	4,394	5,201
Total Assets	780,384	852,627
LIABILITIES
Noninterest bearing	109,629	87,839
Interest-bearing	58,459	60,022
Savings deposits	94,569	108,119
Time deposits	445,658	510,100
Total Deposits	708,315	766,080
FHLB advances	17,983	24,183
Accrued interest payable	1,796	1,720
Accrued expenses and other liabilities	1,471	1,475
Line of credit borrowing		4,900
Other borrowings	5,450	250
Trust preferred securities	16,496	16,496
Total Liabilities	751,511	815,104
STOCKHOLDERS' EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; and 10,010,178 shares issued and outstanding for 2011 and 2010, respectively	20,020	20,020
Additional paid-in-capital	21,689	21,689
Retained earnings (deficit)	(13,085)	(4,175)
Accumulated other comprehensive income (loss)	249	(11)
Total Stockholders' Equity	28,873	37,523
Total Liabilities and Stockholders' Equity	$ 780,384	$ 852,627