Consolidated Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 19,533	$ 14,369
Interest-bearing deposits with banks	78,746	42,549
Federal funds sold		25,611
Total Cash and Cash Equivalents	98,279	82,529
Investment securities
Available-for-sale	17,666	4,658
Loans receivable	629,610	707,794
Allowance for loan losses	(17,397)	(25,014)
Net Loans	612,213	682,780
Bank premises and equipment, net	33,500	34,141
Equity securities (restricted)	3,657	3,878
Other real estate owned	10,781	12,346
Accrued interest receivable	3,168	3,700
Life insurance investments	11,264	11,011
Goodwill and other intangibles	4,267	4,346
Deferred taxes	8,279	8,037
Other assets	7,281	5,201
Total Assets	810,355	852,627
LIABILITIES
Noninterest bearing	105,872	87,839
Interest-bearing	59,838	60,022
Savings deposits	97,502	108,119
Time deposits	468,777	510,100
Total Deposits	731,989	766,080
Federal Home Loan Bank advances	18,283	24,183
Accrued interest payable	1,896	1,720
Accrued expenses and other liabilities	1,555	1,475
Line of credit borrowing		4,900
Other borrowings	5,450	250
Trust preferred securities	16,496	16,496
Total Liabilities	775,669	815,104
STOCKHOLDERS' EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 10,010,178 shares issued and outstanding	20,020	20,020
Additional paid-in-capital	21,689	21,689
Retained earnings (deficit)	(7,133)	(4,175)
Accumulated other comprehensive income (loss)	110	(11)
Total Stockholders' Equity	34,686	37,523
Total Liabilities and Stockholders' Equity	$ 810,355	$ 852,627