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Consolidated Statements Of Cash Flows (USD $)
In Thousands
6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income (loss) $ (1,126) $ 655
Adjustments to reconcile net income (loss) to net cash provided by operating activities:    
Depreciation 1,245 1,383
Provision for loan losses 3,457 3,940
Income (less expenses) on life insurance (176) (209)
Loss on sale of fixed assets 152  
Loss on sale of foreclosed real estate 47 36
Adjustment of carrying value of foreclosed real estate 1,869  
Accretion of bond premiums/discounts 4  
Deferred tax expense 631 735
Amortization of core deposit intangible 58 109
Net change in:    
Interest receivable 332 (71)
Other assets (2,452) (1,811)
Accrued interest payable 75 (37)
Accrued expenses and other liabilities (325) 314
Net Cash Provided by Operating Activities 3,791 5,044
CASH FLOWS FROM INVESTING ACTIVITIES    
Net decrease in loans 30,655 11,478
Purchase of securities available-for-sale (2,455) (1,654)
Proceeds from sale and maturities of securities available-for-sale 2,853 613
Sale of Federal Home Loan Bank stock 145  
Purchase of Federal Reserve Bank stock   1
Payments for the purchase of property and equipment (1,204) (1,269)
Proceeds from sales of property and equipment 168  
Proceeds from sales of other real estate owned 2,655 1,559
Net Cash Provided by Investing Activities 32,817 10,728
CASH FLOWS FROM FINANCING ACTIVITIES    
Net decrease in line of credit borrowings (4,900)  
Net increase in other borrowings 5,200  
Repayments to Federal Home Loan Bank (5,600) (600)
Net change in:    
Demand deposits 10,544 23,544
Savings deposits (8,127) (728)
Time deposits (27,344) (21,436)
Net Cash Provided by (Used in) Financing Activities (30,227) 780
Net increase in cash and cash equivalents 6,381 16,552
Cash and Cash Equivalents, Beginning of Period 82,529 39,560
Cash and Cash Equivalents, End of Period 88,910 56,112
Supplemental Disclosure of Cash Paid During the Period for:    
Interest 5,441 7,500
Taxes    
Supplemental Disclosure of Non Cash Transactions:    
Other real estate acquired in settlement of foreclosed loans 3,362 5,897
Loans made to finance sale of foreclosed real estate   $ 175