CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 18,637	$ 18,500
Interest-bearing deposits with banks	18,327	16,816
Federal funds sold	16	132
Total Cash and Cash Equivalents	36,980	35,448
Investment securities available-for-sale	75,795	70,011
Loans receivable	488,764	468,629
Allowance for loan losses	(6,307)	(6,072)
Net Loans	482,457	462,557
Bank premises and equipment, net	26,666	29,985
Equity securities (restricted)	2,570	2,802
Other real estate owned	7,248	10,655
Accrued interest receivable	1,780	1,848
Life insurance investments	12,329	12,274
Deferred taxes, net	5,079	5,285
Right-of-use assets - operating leases	5,321
Other assets	3,536	3,470
Total Assets	659,761	634,335
Demand deposits:
Noninterest bearing	156,802	151,914
Interest-bearing	32,537	40,213
Savings deposits	119,411	114,492
Time deposits	267,596	247,819
Total Deposits	576,346	554,438
Federal Home Loan Bank advances	8,158	13,758
Lease liabilities - operating leases	5,321
Accrued interest payable	359	331
Accrued expenses and other liabilities	3,068	2,395
Trust preferred securities	16,496	16,496
Total Liabilities	609,748	587,418
Commitments and contingencies
STOCKHOLDERS' EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 23,356,299 and 23,354,457 shares issued and outstanding at June 30, 2017 and December 31, 2016, respectively	46,713	46,709
Common stock warrants	762	764
Additional paid-in-capital	13,966	13,965
Retained deficit	(11,373)	(14,065)
Accumulated other comprehensive loss	(55)	(456)
Total Stockholders' Equity	50,013	46,917
Total Liabilities and Stockholders' Equity	$ 659,761	$ 634,335