ALLOWANCE FOR LOAN LOSSES (Tables)

6 Months Ended

Jun. 30, 2017

Receivables [Abstract]

Summary of activity in the allowance for loan losses by portfolio segment

The following table details activity in the allowance for loan losses by portfolio segment for the period ended June 30, 2017. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.

As of June 30, 2017 (Dollars are in thousands)	Beginning Balance		Charge Offs			Recoveries		Provisions			Ending Balance
Real estate secured:
Commercial	$	1,625	$	(81	)	$	190	$	(173	)	$	1,561
Construction and land development		346		—			—		(42	)		304
Residential 1-4 family		2,376		(267	)		33		138			2,280
Multifamily		241		—			—		221			462
Farmland		428		—			356		(249	)		535
Total real estate loans		5,016		(348	)		579		(105	)		5,142
Commercial		163		(11	)		130		109			391
Agriculture		31		—			3		(9	)		25
Consumer installment loans		123		(133	)		15		160			165
All other loans		—		—			—		5			5
Unallocated		739		—			—		(160	)		579
Total	$	6,072	$	(492	)	$	727	$	—		$	6,307

	Allowance for Loan Losses						Recorded Investment in Loans
As of June 30, 2017 (Dollars are in thousands)	Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total
Real estate secured:
Commercial	$	99	$	1,462	$	1,561	$	3,726	$	105,741	$	109,467
Construction and land development		81		223		304		215		28,866		29,081
Residential 1-4 family		108		2,172		2,280		4,421		248,647		253,068
Multifamily		216		246		462		1,620		12,967		14,587
Farmland		328		207		535		1,786		22,517		24,303
Total real estate loans		832		4,310		5,142		11,768		418,738		430,506
Commercial		182		209		391		497		31,201		31,698
Agriculture		—		25		25		18		3,665		3,683
Consumer installment loans		—		165		165		9		22,164		22,173
All other loans		—		5		5		—		704		704
Unallocated		—		579		579		—		—		—
Total	$	1,014	$	5,293	$	6,307	$	12,292	$	476,472	$	488,764

Schedule of allocation of portion of allowance

The following table details activity in the allowance for loan losses by portfolio segment for the period ended December 31, 2016. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.

As of December 31, 2016 (Dollars are in thousands)	Beginning Balance		Charge Offs			Recoveries		Provisions			Ending Balance
Real estate secured:
Commercial	$	2,384	$	(557	)	$	220	$	(422	)	$	1,625
Construction and land development		332		(5	)		26		(7	)		346
Residential 1-4 family		2,437		(720	)		87		572			2,376
Multifamily		232		(18	)		—		27			241
Farmland		675		(2	)		103		(348	)		428
Total real estate loans		6,060		(1,302	)		436		(178	)		5,016
Commercial		266		(65	)		62		(100	)		163
Agriculture		124		—			7		(100	)		31
Consumer installment loans		128		(83	)		24		54			123
All other loans		1		—			—		(1	)		—
Unallocated		914		—			—		(175	)		739
Total	$	7,493	$	(1,450	)	$	529	$	(500	)	$	6,072

	Allowance for Loan Losses						Recorded Investment in Loans
As of December 31, 2016 (Dollars are in thousands)	Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total
Real estate secured:
Commercial	$	65	$	1,560	$	1,625	$	4,827	$	98,504	$	103,331
Construction and land development		106		240		346		245		25,510		25,755
Residential 1-4 family		56		2,320		2,376		4,416		245,284		249,700
Multifamily		—		241		241		301		12,281		12,582
Farmland		299		129		428		4,486		20,462		24,948
Total real estate loans		526		4,490		5,016		14,275		402,041		416,316
Commercial		18		145		163		67		26,888		26,955
Agriculture		5		26		31		24		3,140		3,164
Consumer installment loans		3		120		123		35		22,153		22,188
All other loans		—		—		—		—		6		6
Unallocated		—		739		739		—		—		—
Total	$	552	$	5,520		6,072	$	14,401	$	454,228	$	468,629