Statements of Operations - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 5,664,000	$ 5,565,000
Interest-earning deposits with banks	43,000	21,000
Investments	350,000	464,000
Dividends on equity securities (restricted)	32,000	32,000
Total Interest and Dividend Income	6,089,000	6,082,000
Deposits
Demand	13,000	11,000
Savings	47,000	41,000
Time deposits below $100,000	289,000	265,000
Time deposits above $100,000	189,000	154,000
FHLB advances	45,000	36,000
Federal funds purchased		2,000
Trust Preferred Securities	141,000	122,000
Total Interest Expense	724,000	631,000
NET INTEREST INCOME	5,365,000	5,451,000
PROVISION FOR LOAN LOSSES
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,365,000	5,451,000
NONINTEREST INCOME
Service charges	833,000	488,000
Fees, commission and other income	802,000	805,000
Insurance and investment fees	52,000	158,000
Net realized gains on sale of investment securities		105,000
Life insurance investment income	27,000	30,000
Total Noninterest Income	1,714,000	1,586,000
NONINTEREST EXPENSES
Salaries and employee benefits	3,381,000	3,210,000
Occupancy and equipment expenses	1,127,000	853,000
Advertising and public relations	93,000	104,000
Data processing and telecommunications	553,000	581,000
FDIC insurance premiums	102,000	134,000
Other real estate owned and repossessed assets, net	300,000	163,000
Other operating expenses	1,422,000	1,292,000
Total Noninterest Expenses	6,978,000	6,337,000
INCOME BEFORE INCOME TAXES	101,000	700,000
INCOME TAX EXPENSE (BENEFIT)	(14,000)	2,000
NET INCOME	$ 115,000	$ 698,000
Income Per Share
Basic	$ 0.00	$ 0.03
Fully Diluted	$ 0.00	$ 0.03
Average Weighted Shares of Common Stock
Basic	23,354,890	23,354,082
Fully Diluted	23,354,890	23,354,082