Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 22,644	$ 23,671
Federal funds sold		2
Interest-earning deposits with banks	84	91
Investments	1,480	1,759
Dividends on equity securities (restricted)	138	132
Total Interest and Dividend Income	24,346	25,655
Deposits
Demand	50	37
Savings	166	173
Time deposits below $100,000	1,087	1,343
Time deposits above $100,000	655	916
FHLB advances	152	145
Federal funds purchased	2
Trust Preferred Securities	508	440
Total Interest Expense	2,620	3,054
NET INTEREST INCOME	21,726	22,601
PROVISION FOR LOAN LOSSES	500	2,200
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	22,226	24,801
NONINTEREST INCOME
Service charges	2,850	2,216
Fees, commission and other income	3,507	3,247
Insurance and investment fees	462	559
Net realized gains on sale of investment securities	303	35
Life insurance investment income	169	346
Total Noninterest Income	7,291	6,403
NONINTEREST EXPENSES
Salaries and employee benefits	13,126	11,823
Occupancy and equipment expenses	4,157	3,865
Advertising and public relations	449	407
Data processing and telecommunications	2,403	2,149
FDIC insurance premiums	470	842
Other real estate owned and repossessed assets, net	2,193	4,088
Other operating expenses	5,770	5,349
Total Noninterest Expenses	28,568	28,523
INCOME BEFORE INCOME TAXES	949	2,681
INCOME TAX EXPENSE (BENEFIT)	(9)	19
NET INCOME	$ 958	$ 2,662
Income Per Share
Basic and Fully Diluted	$ 0.04	$ 0.12
Average Weighted Shares of Common Stock
Basic and Fully Diluted	23,354,155	22,955,391