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Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 1,926 $ 3,377
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 1,815 1,571
Provision for loan losses (500) (1,200)
Income on life insurance (118) (316)
Gain on sale of securities available-for-sale (240) (35)
Gain on sale of premises and equipment (67) (67)
Gain on sale of foreclosed assets (290) (10)
Net write-down of carrying value of foreclosed real estate 165 784
Accretion of bond premiums/discounts 711 867
Deferred tax benefit (95)
Net change in:    
Interest receivable (108) 140
Other assets (1,261) 110
Accrued interest payable 6 35
Accrued expenses and other liabilities 668 550
Net Cash Provided by Operating Activities 2,612 5,806
CASH FLOWS FROM INVESTING ACTIVITIES    
Net (increase) decrease in loans (27,362) 15,686
Purchase of securities available-for-sale (9,708) (25,202)
Proceeds from sale and maturities of securities available-for-sale 37,487 22,330
Net Purchase of equity securities (restricted) (172) (72)
Payments for the purchase of premises and equipment (4,469) (1,325)
Payments for the purchase of other real estate owned (5)
Payments for premiums on life insurance investments (65)
Proceeds from life insurance investment 1,793
Proceeds from sales of premises and equipment 735 181
Proceeds from insurance on other real estate owned 57
Proceeds from sales of other real estate owned 2,379 1,084
Net Cash Provided by (Used in) Investing Activities (1,110) 14,462
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in Federal Home Loan Bank advances 6,100 (900)
Net change in:    
Demand deposits 13,588 2,064
Savings deposits (6,069) 11,129
Time deposits (9,022) (33,762)
Net Cash Provided by (Used in) Financing Activities 4,597 (21,469)
Net increase (decrease) in cash and cash equivalents 6,099 (1,201)
Cash and Cash Equivalents, Beginning of the Year 26,338 35,560
Cash and Cash Equivalents, End of the Year 32,437 34,359
Supplemental Disclosure of Cash Paid During the Year for:    
Interest 1,925 2,360
Taxes 95
Supplemental Disclosure of Non Cash Transactions:    
Other real estate acquired in settlement of foreclosed loans 3,851 2,249
Loans made to finance sale of foreclosed real estate 676 193
Transfer of other real estate to premises and equipment 125
Change in unrealized gains (losses) on securities available-for-sale $ 1,169 $ 274