Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 18,412	$ 15,087
Interest-bearing deposits with banks	13,821	11,251
Total Cash and Cash Equivalents	32,233	26,338
Investment securities available-for-sale	76,626	101,642
Loans receivable	459,613	441,169
Allowance for loan losses	(6,649)	(7,493)
Net Loans	452,964	433,676
Bank premises and equipment, net	31,228	28,148
Equity securities (restricted)	2,613	2,441
Other real estate owned	14,134	12,398
Accrued interest receivable	1,886	1,816
Life insurance investments	12,168	12,105
Deferred taxes, net	4,770	5,121
Other assets	3,689	2,213
Total Assets	632,311	625,898
Demand deposits:
Noninterest bearing	148,729	149,714
Interest-bearing	42,720	30,251
Savings deposits	112,037	121,076
Time deposits	251,598	256,978
Total Deposits	555,084	558,019
Federal Home Loan Bank advances	9,358	2,958
Accrued interest payable	292	288
Accrued expenses and other liabilities	2,596	2,050
Trust preferred securities	16,496	16,496
Total Liabilities	583,826	579,811
STOCKHOLDERS' EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 23,354,082 shares issued and outstanding	46,708	46,708
Common stock warrants	764	764
Additional paid-in capital	13,965	13,965
Retained deficit	(13,443)	(15,023)
Accumulated other comprehensive income (loss)	491	(327)
Total Stockholders' Equity	48,485	46,087
Total Liabilities and Stockholders' Equity	$ 632,311	$ 625,898