7. ALLOWANCE FOR LOAN LOSSES (Tables)

6 Months Ended

Jun. 30, 2016

Loans and Leases Receivable, Allowance [Abstract]

Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment

As of June 30, 2016 (Dollars are in thousands)	Beginning Balance		Charge Offs			Recoveries		Advances		Provisions			Ending Balance
Real estate secured:
Commercial	$	2,384	$	(327	)	$	185	$	—	$	(320	)	$	1,922
Construction and land development		332		(5	)		18		—		(18	)		327
Residential 1-4 family		2,437		(411	)		65		—		96			2,187
Multifamily		232		(10	)		—		—		36			258
Farmland		675		(2	)		101		—		(139	)		635
Total real estate loans		6,060		(755	)		369		—		(345	)		5,329
Commercial		266		(5	)		48		—		(110	)		199
Agriculture		124		—			4		—		91			219
Consumer installment loans		128		(18	)		13		—		(3	)		120
All other loans		1		—			—		—		(1	)		—
Unallocated		914		—			—		—		(132	)		782
Total	$	7,493	$	(778	)	$	434	$	—	$	(500	)	$	6,649

		Allowance for Loan Losses						Recorded Investment in Loans
As of June 30, 2016 (Dollars are in thousands)		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total
Real estate secured:
Commercial	$	158	$	1,764	$	1,922	$	5,425	$	98,106	$	103,531
Construction and land development		131		196		327		272		19,017		19,289
Residential 1-4 family		69		2,118		2,187		4,643		241,441		246,084
Multifamily		30		228		258		473		12,800		13,273
Farmland		296		339		635		4,694		18,780		23,474
Total real estate loans		684		4,645		5,329		15,507		390,144		405,651
Commercial		23		176		199		68		24,795		24,863
Agriculture		185		34		219		211		4,135		4,346
Consumer installment loans		3		117		120		53		24,671		24,724
All other loans		—		—		—		—		29		29
Unallocated		—		782		782		—		—		—
Total	$	895	$	5,754	$	6,649	$	15,839	$	443,774	$	459,613

Schedule Of Allocation Of Portion Of Allowance

As of December 31, 2015 (Dollars are in thousands)	Beginning Balance		Charge Offs			Recoveries		Advances		Provisions			Ending Balance
Real estate secured:
Commercial	$	4,418	$	(724	)	$	147	$	—	$	(1,457	)	$	2,384
Construction and land development		199		(226	)		215		—		144			332
Residential 1-4 family		2,572		(743	)		93		—		515			2,437
Multifamily		154		(384	)		6		—		456			232
Farmland		913		(90	)		214		—		(362	)		675
Total real estate loans		8,256		(2,167	)		675		—		(704	)		6,060
Commercial		457		(92	)		1,412		—		(1,511	)		266
Agriculture		125		—			3		—		(4	)		124
Consumer installment loans		171		(101	)		41		—		17			128
All other loans		1		—			—		—		—			1
Unallocated		912		—			—		—		2			914
Total	$	9,922	$	(2,360	)	$	2,131	$	—	$	(2,200	)	$	7,493

		Allowance for Loan Losses						Recorded Investment in Loans
As of December 31, 2015 (Dollars are in thousands)		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total
Real estate secured:
Commercial	$	288	$	2,096	$	2,384	$	6,715	$	91,854	$	98,569
Construction and land development		155		177		332		299		14,373		14,672
Residential 1-4 family		168		2,269		2,437		4,957		237,959		242,916
Multifamily		—		232		232		430		12,524		12,954
Farmland		328		347		675		4,744		17,430		22,174
Total real estate loans		939		5,121		6,060		17,145		374,140		391,285
Commercial		24		242		266		69		21,400		21,469
Agriculture		18		106		124		54		3,739		3,793
Consumer installment loans		2		126		128		56		24,512		24,568
All other loans		—		1		1		—		54		54
Unallocated		—		914		914		—		—		—
Total	$	983	$	6,510		7,493	$	17,324	$	423,845	$	441,169