Statements of Operations - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 5,613	$ 5,925	$ 11,178	$ 11,706
Federal funds sold		1		2
Interest-earning deposits with banks	23	29	44	55
Investments	363	423	827	849
Dividends on equity securities (restricted)	32	34	64	66
Total Interest and Dividend Income	6,031	6,412	12,113	12,678
Deposits
Demand	13	9	24	18
Savings	37	44	78	85
Time deposits below $100,000	270	360	535	747
Time deposits above $100,000	158	251	312	522
FHLB advances	28	38	64	78
Federal funds purchased			2
Trust Preferred Securities	123	109	245	217
Total Interest Expense	629	811	1,260	1,667
NET INTEREST INCOME	5,402	5,601	10,853	11,011
PROVISION FOR LOAN LOSSES	(500)		(500)
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,902	5,601	11,353	11,011
NONINTEREST INCOME
Service charges	584	552	1,072	1,088
Fees, commission and other income	858	823	1,663	1,537
Insurance and investment fees	143	132	301	256
Net realized gains on sale of investment securities	135		240	35
Life insurance investment income	33	34	63	69
Total Noninterest Income	1,753	1,541	3,339	2,985
NONINTEREST EXPENSES
Salaries and employee benefits	3,339	2,882	6,549	5,824
Occupancy and equipment expenses	1,068	920	1,921	1,862
Advertising and public relations	129	72	233	129
Data processing and telecommunications	576	503	1,157	1,002
FDIC insurance premiums	136	221	270	439
Other real estate owned and repossessed assets, net	89	707	252	1,066
Other operating expenses	1,439	1,375	2,731	2,587
Total Noninterest Expenses	6,776	6,680	13,113	12,909
INCOME BEFORE INCOME TAXES	879	462	1,579	1,087
INCOME TAX EXPENSE (BENEFIT)	(3)		(1)	3
NET INCOME	$ 882	$ 462	$ 1,580	$ 1,084
Income Per Share
Basic	$ 0.04	$ 0.02	$ 0.07	$ 0.05
Fully Diluted	$ 0.04	$ 0.02	$ 0.07	$ 0.05
Average Weighted Shares of Common Stock
Basic	23,354,082	22,878,654	23,354,082	22,878,654
Fully Diluted	23,354,082	22,878,654	23,354,082	22,878,654