Statements of Cash Flows - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 698,000	$ 622,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	551,000	535,000
Income on life insurance	(30,000)	(35,000)
Gain on sale of securities available-for-sale	(105,000)	(35,000)
(Gain) Loss on sale of foreclosed real estate	(43,000)	5,000
Adjustment of carrying value of foreclosed real estate	(4,000)	134,000
Accretion of bond premiums/discounts	253,000	270,000
Deferred tax benefit	(70,000)	0
Net change in:
Interest receivable	22,000	178,000
Other assets	(1,407,000)	173,000
Accrued interest payable	(1,000)	80,000
Accrued expenses and other liabilities	2,518,000	122,000
Net Cash Provided by Operating Activities	2,382,000	2,049,000
CASH FLOWS FROM INVESTING ACTIVITIES
Net (increase) decrease in loans	(10,233,000)	6,336,000
Purchase of securities available-for-sale	(100,000)	(10,765,000)
Proceeds from sale and maturities of securities available-for-sale	17,564,000	11,057,000
Sale (Purchase) of Federal Home Loan Bank stock	$ (314,000)	30,000
Purchase of Federal Reserve Bank stock		(37,000)
Payments for the purchase of premises and equipment	$ (3,215,000)	(339,000)
Payments for the purchase of other real estate owned		(5,000)
Proceeds from sales of other real estate owned	$ 68,000	400,000
Net Cash Provided by Investing Activities	3,770,000	6,677,000
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in Federal Home Loan Bank advances	9,700,000	(300,000)
Net change in:
Demand deposits	10,696,000	10,426,000
Savings deposits	(7,816,000)	6,283,000
Time deposits	(5,683,000)	(8,577,000)
Net Cash Used in Financing Activities	6,897,000	7,832,000
Net decrease in cash and cash equivalents	13,049,000	16,558,000
Cash and Cash Equivalents, Beginning of the Year	26,338,000	35,560,000
Cash and Cash Equivalents, End of the Year	39,387,000	52,118,000
Supplemental Disclosure of Cash Paid During the Year for:
Interest	632,000	$ 776,000
Taxes	70,000
Supplemental Disclosure of Non Cash Transactions:
Other real estate acquired in settlement of foreclosed loans	1,063,000	$ 367,000
Loans made to finance sale of foreclosed real estate	244,000	45,000
Change in unrealized gains (losses) on securities available-for-sale	$ 680,000	$ 591,000