7. ALLOWANCE FOR LOAN LOSSES (Tables)

3 Months Ended

Mar. 31, 2016

Loans and Leases Receivable, Allowance [Abstract]

Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment

As of March 31, 2016 (Dollars are in thousands)	Beginning Balance		Charge Offs			Recoveries		Advances		Provisions			Ending Balance
Real estate secured:
Commercial	$	2,384	$	(31	)	$	3	$	—	$	(316	)	$	2,040
Construction and land development		332		(5	)		14		—		(12	)		329
Residential 1-4 family		2,437		(261	)		8		—		137			2,321
Multifamily		232		(2	)		—		—		49			279
Farmland		675		—			—		—		(1	)		674
Total real estate loans		6,060		(299	)		25		—		(143	)		5,643
Commercial		266		—			4		—		(62	)		208
Agriculture		124		—			2		—		8			134
Consumer installment loans		128		(9	)		3		—		4			126
All other loans		1		—			—		—		—			1
Unallocated		914		—			—		—		193			1,107
Total	$	7,493	$	(308	)	$	34	$	—	$	—		$	7,219

As of December 31, 2015 (Dollars are in thousands)	Beginning Balance		Charge Offs			Recoveries		Advances		Provisions			Ending Balance
Real estate secured:
Commercial	$	4,418	$	(724	)	$	147	$	—	$	(1,457	)	$	2,384
Construction and land development		199		(226	)		215		—		144			332
Residential 1-4 family		2,572		(743	)		93		—		515			2,437
Multifamily		154		(384	)		6		—		456			232
Farmland		913		(90	)		214		—		(362	)		675
Total real estate loans		8,256		(2,167	)		675		—		(704	)		6,060
Commercial		457		(92	)		1,412		—		(1,511	)		266
Agriculture		125		—			3		—		(4	)		124
Consumer installment loans		171		(101	)		41		—		17			128
All other loans		1		—			—		—		—			1
Unallocated		912		—			—		—		2			914
Total	$	9,922	$	(2,360	)	$	2,131	$	—	$	(2,200	)	$	7,493

Schedule Of Allocation Of Portion Of Allowance

	Allowance for Loan Losses						Recorded Investment in Loans
As of March 31, 2016 (Dollars are in thousands)	Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total
Real estate secured:
Commercial	$	150	$	1,890	$	2,040	$	5,778	$	92,866	$	98,644
Construction and land development		143		186		329		608		17,369		17,977
Residential 1-4 family		79		2,242		2,321		4,783		241,538		246,321
Multifamily		41		238		279		341		13,089		13,430
Farmland		310		364		674		4,832		18,626		23,458
Total real estate loans		723		4,920		5,643		16,342		383,488		399,830
Commercial		33		175		208		78		22,028		22,106
Agriculture		114		20		134		251		3,707		3,958
Consumer installment loans		3		123		126		54		24,319		24,373
All other loans		—		1		1		—		42		42
Unallocated		—		1,107		1,107		—		—		—
Total	$	873	$	6,346	$	7,219	$	16,725	$	433,584	$	450,309

	Allowance for Loan Losses						Recorded Investment in Loans
As of December 31, 2015 (Dollars are in thousands)	Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total
Real estate secured:
Commercial	$	288	$	2,096	$	2,384	$	6,715	$	91,854	$	98,569
Construction and land development		155		177		332		299		14,373		14,672
Residential 1-4 family		168		2,269		2,437		4,957		237,959		242,916
Multifamily		—		232		232		430		12,524		12,954
Farmland		328		347		675		4,744		17,430		22,174
Total real estate loans		939		5,121		6,060		17,145		374,140		391,285
Commercial		24		242		266		69		21,400		21,469
Agriculture		18		106		124		54		3,739		3,793
Consumer installment loans		2		126		128		56		24,512		24,568
All other loans		—		1		1		—		54		54
Unallocated		—		914		914		—		—		—
Total	$	983	$	6,510		7,493	$	17,324	$	423,845	$	441,169