4. CAPITAL (Tables)

3 Months Ended

Mar. 31, 2016

Regulatory Capital Requirements [Abstract]

Schedule Of Capital Requirements

	Actual					Minimum Capital Requirement					Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars are in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
March 31, 2016:
Total Capital to Risk Weighted Assets:
The Company		67,718		17.54	%	$	30,888		8.0	%		N/A		N/A
The Bank		66,711		17.28	%		30,883		8.0	%		38,604		10.0	%
Tier 1 Capital to Risk Weighted Assets:
The Company		62,566		16.20	%		23,166		6.0	%		N/A		N/A
The Bank		61,856		16.02	%		23,162		6.0	%		30,883		8.0	%
Tier 1 Capital to Average Assets:
The Company		62,566		9.95	%		25,157		4.0	%		N/A		N/A
The Bank		61,856		9.83	%		25,158		4.0	%		31,447		5.0	%
Common Equity Tier 1 Capital to Risk Weighted Assets:
The Company		46,862		12.14	%		17,374		4.5	%		N/A		N/A
The Bank		61,856		16.02	%		17,372		4.5	%		25,093		6.5	%
December 31, 2015:
Total Capital to Risk Weighted Assets:
The Company		66,649		17.80	%	$	29,954		8.0	%		N/A		N/A
The Bank		65,713		17.55	%		29,954		8.0	%		37,443		10.0	%
Tier 1 Capital to Risk Weighted Assets:
The Company		61,406		16.40	%		22,465		6.0	%		N/A		N/A
The Bank		60,998		16.29	%		22,466		6.0	%		29,954		8.0	%
Tier 1 Capital to Average Assets:
The Company		61,406		9.74	%		25,229		4.0	%		N/A		N/A
The Bank		60,998		9.67	%		25,239		4.0	%		31,549		5.0	%
Common Equity Tier 1 Capital to Risk Weighted Assets:
The Company		45,934		12.27	%		16,849		4.5	%		N/A		N/A
The Bank		60,998		16.29	%		16,849		4.5	%		24,338		6.5	%