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11. INCOME TAX EXPENSE (BENEFIT) - Schedule of Reconciliation of Income Tax Expense (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Income Tax Disclosure [Abstract]    
Income tax expense (benefit) at the applicable federal rate $ 912 $ 80
Nondeductible expenses 7 8
Tax exempt interest income (44) (42)
State income taxes less federal tax effect (13) 3
Bank owned life insurance (42) (37)
Deferred tax valuation allowance change, net (735) 38
Other adjustments (66) (55)
Net income tax expense (benefit) $ 19 $ (5)