Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 36,042	$ 42,101
Interest bearing deposits in other banks	109,864	20,635
Marketable equity securities	8,392	8,719
Investment securities available for sale, at fair value	420,661	478,617
Investment securities held to maturity, at amortized cost	26,750	36,750
Investment in Federal Home Loan Bank stock	6,764	5,331
Loans held for sale	100,323	59,957
Loans	2,295,499	2,129,263
Allowance for credit losses, loans	(23,737)	(22,020)
Net loans	2,271,762	2,107,243
Purchased receivables, net	101,642	74,078
Premises and equipment, net	39,692	37,757
Operating lease right-of-use assets	5,911	7,455
Goodwill	49,874	50,018
Other intangible assets, net	950	950
Other assets	84,172	85,819
Total assets	3,290,273	3,041,869
Deposits:
Demand	721,925	706,225
Interest-bearing demand	1,242,546	1,108,404
Savings	250,006	250,900
Money market	195,793	196,290
Certificates of deposit less than $250,000	104,505	201,296
Certificates of deposit $250,000 and greater	298,254	217,074
Total deposits	2,813,029	2,680,189
Borrowings	12,805	23,045
Subordinated debentures	68,924	10,310
Operating lease liabilities	5,941	7,487
Other liabilities	63,030	53,722
Total liabilities	2,963,729	2,774,753
COMMITMENTS AND CONTINGENCIES (NOTE 19)
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.25 par value, 40,000,000 shares authorized, 22,111,637 and 22,072,840 shares issued and outstanding at December 31, 2025 and December 31, 2024, respectively	5,528	5,518
Additional paid-in capital	10,822	9,311
Retained earnings	309,575	259,311
Accumulated other comprehensive income (loss), net of tax	619	(7,024)
Total shareholders' equity	326,544	267,116
Total liabilities and shareholders' equity	3,290,273	3,041,869
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 27,474	$ 26,439