Deposits

12 Months Ended

Dec. 31, 2025

Deposits: At December 31, 2025, the scheduled maturities of certificates of deposit are as follows:


(In Thousands)
2026			$369,196
2027			28,690
2028			2,213
2029			862
2030			233
Thereafter			1,565
Total			$402,759

The Company offers IntraFi® Network DepositsSM as a member of IntraFi® NetworkSM (Network). When a Network member places a deposit using IntraFi Network Deposits, that certificate of deposit or interest-bearing demand deposit account is divided into amounts under the standard FDIC insurance maximum ($250,000) and is allocated among member banks, making the large deposit eligible for FDIC insurance. In addition to customer deposit placement, the IntraFi Network Deposits also allows placement of the Bank's own investment dollars. The Company had $50.0 million in IntraFi Network Deposits certificates of deposits and $589.5 million in IntraFi Network Deposits in deposit accounts at December 31, 2025 and $49.2 million in IntraFi Network Deposits certificates of deposits and $461.1 million in IntraFi Network Deposits in deposit accounts at December 31, 2024.

At December 31, 2025 and 2024, the Company held $2.4 million and $2.9 million, respectively, in deposits for related parties, including directors, executive officers, and their affiliates.

At December 31, 2025 and 2024, the Company reclassified $544,000 and $547,000, respectively, in overdrafts from deposits to loans.