XML 67 R56.htm IDEA: XBRL DOCUMENT v3.25.3
Servicing Rights - Key Assumptions and the Sensitivity of the Fair Value (Details)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2025
USD ($)
$ / loan
Dec. 31, 2024
USD ($)
$ / loan
Jun. 30, 2025
USD ($)
Sep. 30, 2024
USD ($)
Jun. 30, 2024
USD ($)
Dec. 31, 2023
USD ($)
Servicing Assets at Fair Value [Line Items]            
Balance of mortgage loans serviced for others $ 1,601,174 $ 1,460,720        
Weighted average rate of note (percent) 4.69% 4.46%        
MSR as a percentage of serviced loans 1.74% 1.81%        
Mortgage servicing rights            
Servicing Assets at Fair Value [Line Items]            
Fair value of MSRs $ 27,796 $ 26,439 $ 27,506 $ 21,570 $ 21,077 $ 19,564
Expected weighted-average life (in years) 9 years 1 month 13 days 9 years 6 months 3 days        
Key assumptions:            
Constant prepayment rate (percent) 9.60% 9.09%        
Constant prepayment rate, impact on fair value from 10% adverse change $ (980) $ (935)        
Constant prepayment rate, impact on fair value from 25% adverse change $ (2,331) $ (2,222)        
Discount rate (percent) 10.97% 10.99%        
Discount rate, impact on fair value from 100 basis point increase $ (1,070) $ (1,592)        
Discount rate, impact on fair value from 200 basis point increase $ (2,053) $ (2,544)        
Cost to service assumptions ($ per loan) | $ / loan 81 81        
Cost to service assumptions, impact on fair value from 10% adverse change $ (235) $ (235)        
Cost to service assumptions, impact on fair value from 25% adverse change $ (589) $ (588)