Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 41,279	$ 42,101
Interest bearing deposits in other banks	171,413	20,635
Marketable equity securities	8,332	8,719
Investment securities available for sale, at fair value	419,178	478,617
Investment securities held to maturity, at amortized cost	36,750	36,750
Investment in Federal Home Loan Bank stock	6,437	5,331
Loans held for sale	111,317	59,957
Loans	2,218,970	2,129,263
Allowance for credit losses, loans	(23,357)	(22,020)
Net loans	2,195,613	2,107,243
Purchased receivables, net	108,053	74,078
Premises and equipment, net	38,346	37,757
Operating lease right-of-use assets	6,523	7,455
Goodwill	49,874	50,018
Other intangible assets, net	950	950
Other assets	90,471	85,819
Total assets	3,312,332	3,041,869
Deposits:
Demand	872,086	706,225
Interest-bearing demand	1,191,867	1,108,404
Savings	239,738	250,900
Money market	202,491	196,290
Certificates of deposit less than $250,000	192,744	201,296
Certificates of deposit $250,000 and greater	207,537	217,074
Total deposits	2,906,463	2,680,189
Borrowings	12,916	23,045
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	6,559	7,487
Other liabilities	60,421	53,722
Total liabilities	2,996,669	2,774,753
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.25 par value, 40,000,000 shares authorized, 22,090,668 and 22,072,840 issued and outstanding at September 30, 2025 and December 31, 2024, respectively	5,523	5,518
Additional paid-in capital	10,183	9,311
Retained earnings	300,729	259,311
Accumulated other comprehensive loss, net of tax	(772)	(7,024)
Total shareholders' equity	315,663	267,116
Total liabilities and shareholders' equity	3,312,332	3,041,869
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 27,796	$ 26,439