Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 29,671	$ 42,101
Interest bearing deposits in other banks	35,852	20,635
Marketable equity securities	8,669	8,719
Investment securities available for sale, at fair value	463,096	478,617
Investment securities held to maturity, at amortized cost	36,750	36,750
Investment in Federal Home Loan Bank stock	5,342	5,331
Loans held for sale	159,603	59,957
Loans	2,124,330	2,129,263
Allowance for credit losses, loans	(20,922)	(22,020)
Net loans	2,103,408	2,107,243
Purchased receivables, net	95,489	74,078
Premises and equipment, net	37,070	37,757
Operating lease right-of-use assets	7,632	7,455
Goodwill	49,874	50,018
Other intangible assets, net	950	950
Other assets	80,740	85,819
Total assets	3,140,960	3,041,869
Deposits:
Demand	742,560	706,225
Interest-bearing demand	1,187,465	1,108,404
Savings	256,650	250,900
Money market	193,842	196,290
Certificates of deposit less than $250,000	198,355	201,296
Certificates of deposit $250,000 and greater	199,105	217,074
Total deposits	2,777,977	2,680,189
Borrowings	13,136	23,045
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	7,682	7,487
Other liabilities	52,099	53,722
Total liabilities	2,861,204	2,774,753
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 5,520,892 and 5,518,210 issued and outstanding at March 31, 2025 and December 31, 2024, respectively	5,521	5,518
Additional paid-in capital	9,523	9,311
Retained earnings	269,062	259,311
Accumulated other comprehensive loss, net of tax	(4,350)	(7,024)
Total shareholders' equity	279,756	267,116
Total liabilities and shareholders' equity	3,140,960	3,041,869
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 26,814	$ 26,439