Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 42,101	$ 27,457
Interest bearing deposits in other banks	20,635	91,073
Investment securities available for sale, at fair value	478,617	637,936
Marketable equity securities	8,719	13,153
Investment securities held to maturity, at amortized cost	36,750	36,750
Investment in Federal Home Loan Bank stock, at cost	5,331	2,980
Loans held for sale	59,957	31,974
Loans	2,129,263	1,789,497
Allowance for credit losses, loans	(22,020)	(17,270)
Net loans	2,107,243	1,772,227
Purchased receivables, net	74,078	36,842
Premises and equipment, net	37,757	40,693
Operating lease right-of-use assets	7,455	9,092
Goodwill	50,018	15,017
Other intangible assets, net	950	950
Other assets	85,819	71,789
Total assets	3,041,869	2,807,497
Deposits:
Demand	706,225	749,683
Interest-bearing demand	1,108,404	927,291
Savings	250,900	255,338
Money market	196,290	221,492
Certificates of deposit less than $250,000	201,296	189,106
Certificates of deposit $250,000 and greater	217,074	142,145
Total deposits	2,680,189	2,485,055
Borrowings	23,045	13,675
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	7,487	9,092
Other liabilities	53,722	54,647
Total liabilities	2,774,753	2,572,779
COMMITMENTS AND CONTINGENCIES (NOTE 19)
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 5,518,210 and 5,513,459 shares issued and outstanding at December 31, 2024 and December 31, 2023, respectively	5,518	5,513
Additional paid-in capital	9,311	9,605
Retained earnings	259,311	236,037
Accumulated other comprehensive (loss), net of tax	(7,024)	(16,437)
Total shareholders' equity	267,116	234,718
Total liabilities and shareholders' equity	3,041,869	2,807,497
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 26,439	$ 19,564