Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Operating Activities:
Net income	$ 17,219	$ 10,407
Adjustments to Reconcile Net Income to Net Cash (Used) by Operating Activities:
Depreciation and amortization of premises and equipment	1,815	1,576
Amortization of software	437	576
Intangible asset amortization	0	7
Amortization of investment security premium, net of discount accretion	228	255
Unrealized (gain) loss on marketable equity securities	(254)	457
Stock-based compensation	427	365
Deferred loan fees and amortization, net of costs	(238)	(676)
Provision for credit losses	29	1,767
Additions to home mortgage servicing rights carried at fair value	(1,619)	(982)
Change in fair value of home mortgage servicing rights carried at fair value	106	1,369
Change in fair value of commercial servicing rights carried at fair value	145	105
Gain on sale of loans	(5,168)	(3,875)
Proceeds from the sale of loans held for sale	187,879	135,203
Origination of loans held for sale	(236,663)	(164,549)
Gain on sale of other real estate owned	(392)	0
Net changes in assets and liabilities:
(Increase) in accrued interest receivable	(1,092)	(595)
Decrease in other assets	1,478	739
(Decrease) in other liabilities	(8,381)	(4,668)
Net Cash (Used) by Operating Activities	(44,044)	(22,519)
Investment in securities:
Purchases of investment securities available for sale	(9,977)	(6,000)
Purchases of marketable equity securities	(1,964)	(324)
Purchases of FHLB stock	(11,775)	(2,715)
Proceeds from sales/calls/maturities of securities available for sale	65,823	15,340
Proceeds from calls of marketable equity securities	2,989	0
Proceeds from redemption of FHLB stock	9,826	673
Increase in purchased receivables, net	11,120	(1,872)
Increase in loans, net	(109,573)	(157,013)
Proceeds from the sale of loans	23,469	0
Proceeds from sale of other real estate owned	392	0
Purchases of software	(419)	(90)
Purchases of premises and equipment	(1,515)	(3,328)
Net Cash (Used) by Investing Activities	(21,604)	(155,329)
Financing Activities:
(Decrease) in deposits	(21,249)	(84,900)
Increase in borrowings	30,286	50,792
Repurchase of common stock	(788)	(3,828)
Cash dividends paid	(6,709)	(6,814)
Net Cash Provided by (Used) Financing Activities	1,540	(44,750)
Net Change in Cash and Cash Equivalents	(64,108)	(222,598)
Cash and Cash Equivalents at Beginning of Period	118,530	259,350
Cash and Cash Equivalents at End of Period	54,422	36,752
Supplemental Information:
Income taxes paid	1,488	856
Interest paid	18,722	11,081
Transfer of loans to other real estate owned	0	273
Non-cash lease liability arising from obtaining right of use assets	288	423
Cash dividends declared but not paid	$ 72	$ 62