Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 27,457	$ 27,747
Interest bearing deposits in other banks	91,073	231,603
Investment securities available for sale, at fair value	637,936	677,029
Marketable equity securities	13,153	10,740
Investment securities held to maturity, at amortized cost	36,750	36,750
Investment in Federal Home Loan Bank stock, at cost	2,980	3,816
Loans held for sale	31,974	27,538
Loans	1,789,497	1,501,785
Allowance for credit losses, loans	(17,270)	(13,838)
Net loans	1,772,227	1,487,947
Purchased receivables, net	36,842	19,994
Premises and equipment, net	40,693	37,821
Operating lease right-of-use assets	9,092	9,868
Goodwill	15,017	15,017
Other intangible assets, net	950	967
Other assets	71,789	68,846
Total assets	2,807,497	2,674,318
Deposits:
Demand	749,683	797,434
Interest-bearing demand	927,291	767,686
Savings	255,338	320,917
Money market	221,492	308,317
Certificates of deposit less than $250,000	189,106	115,330
Certificates of deposit $250,000 and greater	142,145	77,527
Total deposits	2,485,055	2,387,211
Borrowings	13,675	14,095
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	9,092	9,865
Other liabilities	54,647	34,208
Total liabilities	2,572,779	2,455,689
COMMITMENTS AND CONTINGENCIES (NOTE 18)
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 5,513,459 and 5,700,728 shares issued and outstanding at December 31, 2023 and December 31, 2022, respectively	5,513	5,701
Additional paid-in capital	9,605	17,784
Retained earnings	236,037	224,225
Accumulated other comprehensive (loss), net of tax	(16,437)	(29,081)
Total shareholders' equity	234,718	218,629
Total liabilities and shareholders' equity	2,807,497	2,674,318
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 19,564	$ 18,635