Consolidated Balance Sheets - USD ($)	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 27,747,000	$ 20,805,000
Interest bearing deposits in other banks	231,603,000	625,022,000
Investment securities available for sale, at fair value	677,029,000	426,684,000
Marketable equity securities	10,740,000	8,420,000
Investment securities held to maturity, at amortized cost	36,750,000	20,000,000
Investment in Federal Home Loan Bank stock, at cost	3,816,000	3,107,000
Loans held for sale	27,538,000	73,650,000
Loans	1,501,785,000	1,413,886,000
Allowance for credit losses, loans	(13,838,000)	(11,739,000)
Net loans	1,487,947,000	1,402,147,000
Purchased receivables, net	19,994,000	6,987,000
Other real estate owned, net	0	5,638,000
Premises and equipment, net	37,821,000	37,164,000
Operating lease right-of-use assets	9,868,000	11,001,000
Goodwill	15,017,000	15,017,000
Other intangible assets, net	967,000	992,000
Other assets	68,846,000	54,361,000
Total assets	2,674,318,000	2,724,719,000
Deposits:
Demand	797,434,000	887,824,000
Interest-bearing demand	767,686,000	692,683,000
Savings	320,917,000	348,164,000
Money market	308,317,000	314,996,000
Certificates of deposit less than $250,000	115,330,000	100,851,000
Certificates of deposit $250,000 and greater	77,527,000	77,113,000
Total deposits	2,387,211,000	2,421,631,000
Borrowings	14,095,000	14,508,000
Junior subordinated debentures	10,310,000	10,310,000
Operating lease liabilities	9,865,000	10,965,000
Other liabilities	34,208,000	29,488,000
Total liabilities	2,455,689,000	2,486,902,000
COMMITMENTS AND CONTINGENCIES (NOTE 18)
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 5,700,728 and 6,014,813 shares issued and outstanding at December 31, 2022 and December 31, 2021, respectively	5,701,000	6,015,000
Additional paid-in capital	17,784,000	31,162,000
Retained earnings	224,225,000	204,046,000
Accumulated other comprehensive (loss), net of tax	(29,081,000)	(3,406,000)
Total shareholders' equity	218,629,000	237,817,000
Total liabilities and shareholders' equity	2,674,318,000	2,724,719,000
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 18,635,000	$ 13,724,000