Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 20,332	$ 23,304
Interest bearing deposits in other banks	183,258	92,661
Investment securities available for sale, at fair value	303,810	247,633
Marketable equity securities	9,471	9,052
Investment securities held to maturity, at amortized cost	20,000	10,000
Total portfolio investments	333,281	266,685
Investment in Federal Home Loan Bank stock	3,116	2,551
Loans held for sale	116,128	146,178
Loans	1,548,924	1,444,050
Allowance for credit losses	(14,764)	(21,136)
Net loans	1,534,160	1,422,914
Purchased receivables, net	11,818	13,922
Other real estate owned, net	7,563	7,289
Premises and equipment, net	38,171	38,102
Operating lease right-of-use assets	11,934	12,440
Goodwill	15,017	15,017
Other intangible assets, net	1,020	1,029
Other assets	63,788	68,488
Total assets	2,351,243	2,121,798
Deposits:
Demand	762,793	643,825
Interest-bearing demand	524,373	459,095
Savings	325,625	308,725
Money market	253,934	237,705
Certificates of deposit less than $250,000	105,374	92,047
Certificates of deposit $250,000 and greater	79,218	83,584
Total deposits	2,051,317	1,824,981
Borrowings	14,749	14,817
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	11,883	12,378
Other liabilities	31,532	37,737
Total liabilities	2,119,791	1,900,223
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 6,206,913 and 6,251,004 issued and outstanding at March 31, 2021 and December 31, 2020, respectively	6,207	6,251
Additional paid-in capital	39,642	41,808
Retained earnings	185,766	173,498
Accumulated other comprehensive (loss) income, net of tax	(163)	18
Total shareholders' equity	231,452	221,575
Total liabilities and shareholders' equity	2,351,243	2,121,798
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 11,657	$ 11,218