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Purchased Receivables (Tables)
12 Months Ended
Dec. 31, 2020
Purchased Receivables [Abstract]  
Summary of Components of Net Purchased Receivables The following table summarizes the components of net purchased receivables at December 31, for the years indicated:
(In Thousands)20202019
Purchased receivables$13,995 $24,467 
Reserve for purchased receivable losses(73)(94)
Total$13,922 $24,373 
Allowance For Loan Losses Purchased Receivables The following table details activity in the Allowance for the periods indicated:
(In Thousands)CommercialReal estate construction one-to-four familyReal estate construction otherReal estate term owner occupiedReal estate term non-owner occupiedReal estate term otherConsumer secured by 1st deed of trustConsumer otherUnallocatedTotal
2020          
Balance, beginning of period$6,604 $643 $1,017 $2,188 $5,180 $671 $270 $436 $2,079 $19,088 
Charge-Offs(1,021)— — (85)— — — (15)— (1,121)
Recoveries710 — — — — — 25 — 737 
Provision (benefit)1,680 36 162 522 (47)106 (9)(46)28 2,432 
Balance, end of period$7,973 $679 $1,179 $2,625 $5,133 $779 $261 $400 $2,107 $21,136 
Balance, end of period:         
Individually evaluated         
for impairment$13 $— $— $— $— $— $— $— $— $13 
Balance, end of period:         
Collectively evaluated         
for impairment$7,960 $679 $1,179 $2,625 $5,133 $779 $261 $400 $2,107 $21,123 
2019          
Balance, beginning of period$5,660 $675 $1,275 $2,027 $5,799 $716 $306 $426 $2,635 $19,519 
Charge-Offs(195)— — — — — (4)(18)— (217)
Recoveries908 — — — — 28 — 25 — 961 
Provision (benefit)231 (32)(258)161 (619)(73)(32)(556)(1,175)
Balance, end of period$6,604 $643 $1,017 $2,188 $5,180 $671 $270 $436 $2,079 $19,088 
Balance, end of period:         
Individually evaluated         
for impairment$17 $— $— $— $— $— $— $— $— $17 
Balance, end of period:         
Collectively evaluated         
for impairment$6,587 $643 $1,017 $2,188 $5,180 $671 $270 $436 $2,079 $19,071 
2018 
Balance, beginning of period$6,172 $629 $1,566 $2,194 $6,043 $725 $315 $307 $3,510 $21,461 
Charge-Offs(1,716)— — — — (28)(143)(39)— (1,926)
Recoveries442 — — — 12 27 — 484 
Provision (benefit)762 46 (291)(167)(244)16 122 131 (875)(500)
Balance, end of period$5,660 $675 $1,275 $2,027 $5,799 $716 $306 $426 $2,635 $19,519 
Balance, end of period:         
Individually evaluated         
for impairment$14 $— $— $— $— $— $— $— $— $14 
Balance, end of period:         
Collectively evaluated         
for impairment$5,646 $675 $1,275 $2,027 $5,799 $716 $306 $426 $2,635 $19,505 
The following table sets forth information regarding changes in the purchased receivable reserve for the periods indicated: 
(In Thousands)202020192018
Balance at beginning of year$94 $190 $200 
Reserve for (recovery from) purchased receivables(21)(96)(10)
Balance at end of year$73 $94 $190