Allowance For Loan Losses (Tables)

12 Months Ended

Dec. 31, 2020

Receivables [Abstract]

Allowance For Loan Losses

The following table details activity in the Allowance for the periods indicated:

(In Thousands)	Commercial	Real estate construction one-to-four family	Real estate construction other	Real estate term owner occupied	Real estate term non-owner occupied	Real estate term other	Consumer secured by 1st deed of trust	Consumer other	Unallocated	Total
2020
Balance, beginning of period	$6,604	$643	$1,017	$2,188	$5,180	$671	$270	$436	$2,079	$19,088
Charge-Offs	(1,021)	—	—	(85)	—	—	—	(15)	—	(1,121)
Recoveries	710	—	—	—	—	2	—	25	—	737
Provision (benefit)	1,680	36	162	522	(47)	106	(9)	(46)	28	2,432
Balance, end of period	$7,973	$679	$1,179	$2,625	$5,133	$779	$261	$400	$2,107	$21,136
Balance, end of period:
Individually evaluated
for impairment	$13	$—	$—	$—	$—	$—	$—	$—	$—	$13
Balance, end of period:
Collectively evaluated
for impairment	$7,960	$679	$1,179	$2,625	$5,133	$779	$261	$400	$2,107	$21,123
2019
Balance, beginning of period	$5,660	$675	$1,275	$2,027	$5,799	$716	$306	$426	$2,635	$19,519
Charge-Offs	(195)	—	—	—	—	—	(4)	(18)	—	(217)
Recoveries	908	—	—	—	—	28	—	25	—	961
Provision (benefit)	231	(32)	(258)	161	(619)	(73)	(32)	3	(556)	(1,175)
Balance, end of period	$6,604	$643	$1,017	$2,188	$5,180	$671	$270	$436	$2,079	$19,088
Balance, end of period:
Individually evaluated
for impairment	$17	$—	$—	$—	$—	$—	$—	$—	$—	$17
Balance, end of period:
Collectively evaluated
for impairment	$6,587	$643	$1,017	$2,188	$5,180	$671	$270	$436	$2,079	$19,071
2018
Balance, beginning of period	$6,172	$629	$1,566	$2,194	$6,043	$725	$315	$307	$3,510	$21,461
Charge-Offs	(1,716)	—	—	—	—	(28)	(143)	(39)	—	(1,926)
Recoveries	442	—		—	—	3	12	27	—	484
Provision (benefit)	762	46	(291)	(167)	(244)	16	122	131	(875)	(500)
Balance, end of period	$5,660	$675	$1,275	$2,027	$5,799	$716	$306	$426	$2,635	$19,519
Balance, end of period:
Individually evaluated
for impairment	$14	$—	$—	$—	$—	$—	$—	$—	$—	$14
Balance, end of period:
Collectively evaluated
for impairment	$5,646	$675	$1,275	$2,027	$5,799	$716	$306	$426	$2,635	$19,505

The following table sets forth information regarding changes in the purchased receivable reserve for the periods indicated: 

(In Thousands)	2020	2019	2018
Balance at beginning of year	$94	$190	$200
Reserve for (recovery from) purchased receivables	(21)	(96)	(10)
Balance at end of year	$73	$94	$190

Recorded Investment Segregated By Amounts Individually Or Collectively In Allowance For Loan Losses

The following is a detail of the recorded investment, including unearned origination fees, net of origination costs, in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:

(In Thousands)	Commercial	Real estate construction one-to-four family	Real estate construction other	Real estate term owner occupied	Real estate term non-owner occupied	Real estate term other	Consumer secured by 1st deed of trust	Consumer other	Total
December 31, 2020
Balance, end of period	$772,468	$38,180	$79,403	$162,724	$307,247	$46,230	$15,548	$22,250	$1,444,050
Balance, end of period:
Individually evaluated
for impairment	$7,786	$702	$—	$6,962	$770	$1,467	$259	$82	$18,028
Balance, end of period:
Collectively evaluated
for impairment	$764,682	$37,478	$79,403	$155,762	$306,477	$44,763	$15,289	$22,168	$1,426,022
December 31, 2019
Balance, end of period	$411,327	$38,503	$60,906	$138,181	$311,302	$42,200	$16,191	$24,761	$1,043,371
Balance, end of period:
Individually evaluated
for impairment	$16,077	$1,349	$—	$5,104	$178	$1,594	$281	$90	$24,673
Balance, end of period:
Collectively evaluated
for impairment	$395,250	$37,154	$60,906	$133,077	$311,124	$40,606	$15,910	$24,671	$1,018,698

Balance Of The Allowance Segregated By Segment And Class

The following represents the balance of the Allowance for the periods indicated segregated by segment and class:

(In Thousands)	Total	Commercial	Real estate construction 1-4 family	Real estate construction other	Real estate term owner occupied	Real estate term non-owner occupied	Real estate term other	Consumer secured by 1st deeds of trust	Consumer other	Unallocated
December 31, 2020
Individually evaluated for impairment
AQR Doubtful	$13	$13	$—	$—	$—	$—	$—	$—	$—	$—
Collectively evaluated for impairment:
AQR Pass	18,626	7,801	672	1,179	2,573	5,001	742	261	397	—
AQR Special Mention	384	156	7	—	52	132	37	—	—	—
AQR Substandard	6	3	—	—	—	—	—	—	3	—
Unallocated	2,107	—	—	—	—	—	—	—	—	2,107
	$21,136	$7,973	$679	$1,179	$2,625	$5,133	$779	$261	$400	$2,107
December 31, 2019
Individually evaluated for impairment:
AQR Substandard	$17	$17	$—	$—	$—	$—	$—	$—	$—	$—
Collectively evaluated for impairment:
AQR Pass	16,399	6,514	588	1,017	2,125	4,829	629	266	431	—
AQR Special Mention	579	64	55	—	63	351	42	4	—	—
AQR Substandard	14	9	—	—	—	—	—	—	5	—
Unallocated	2,079	—	—	—	—	—	—	—	—	2,079
	$19,088	$6,604	$643	$1,017	$2,188	$5,180	$671	$270	$436	$2,079