Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 23,304	$ 20,518
Interest bearing deposits in other banks	92,661	74,906
Investment securities available for sale	247,633	276,138
Marketable equity securities	9,052	7,945
Investment securities held to maturity	10,000	0
Total portfolio investments	266,685	284,083
Investment in Federal Home Loan Bank stock	2,551	2,138
Loans held for sale	146,178	67,834
Loans	1,444,050	1,043,371
Allowance for loan losses	(21,136)	(19,088)
Net loans	1,422,914	1,024,283
Purchased receivables, net	13,922	24,373
Other real estate owned, net	7,289	7,043
Premises and equipment, net	38,102	38,422
Operating lease right-of-use assets	12,440	14,306
Goodwill	15,017	15,017
Other intangible assets, net	1,029	1,077
Other assets	68,488	58,076
Total assets	2,121,798	1,643,996
Deposits:
Demand	643,825	451,896
Interest-bearing demand	459,095	320,264
Savings	308,725	229,918
Money market	237,705	205,801
Certificates of deposit less than $250,000	92,047	90,702
Certificates of deposit $250,000 and greater	83,584	73,770
Total deposits	1,824,981	1,372,351
Borrowings	14,817	8,891
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	12,378	14,229
Other liabilities	37,737	31,098
Total liabilities	1,900,223	1,436,879
COMMITMENTS AND CONTINGENCIES (NOTE 20)
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 6,251,004 and 6,558,809 shares issued and outstanding at December 31, 2020 and December 31, 2019, respectively	6,251	6,559
Additional paid-in capital	41,808	50,512
Retained earnings	173,498	149,615
Accumulated other comprehensive income, net of tax	18	431
Total shareholders' equity	221,575	207,117
Total liabilities and shareholders' equity	2,121,798	1,643,996
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 11,218	$ 11,920