Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Operating Activities:
Net income	$ 1,033	$ 4,312
Adjustments to Reconcile Net Income to Net Cash Used by Operating Activities:
Gain on sale of securities, net	(98)	(23)
Depreciation and amortization of premises and equipment	761	733
Amortization of software	276	246
Intangible asset amortization	12	15
Amortization of investment security premium, net of discount accretion	(15)	25
Loss (gain) on marketable equity securities	871	(534)
Deferred tax (benefit) expense	(1,061)	365
Stock-based compensation	242	196
Amortization of deferred loan fees, net of costs	(148)	(187)
Provision for loan losses	2,060	750
Reserve (benefit) for purchased receivables	5	(49)
Additions to home mortgage servicing rights carried at fair value	(663)	(1,107)
Change in fair value of home mortgage servicing rights carried at fair value	930	674
Change in fair value of commercial servicing rights carried at fair value	21	23
Gain on sale of loans	(4,643)	(2,927)
Proceeds from the sale of loans held for sale	154,443	99,873
Origination of loans held for sale	(168,224)	(92,447)
Gain on sale of other real estate owned	(37)	(316)
Net changes in assets and liabilities:
(Increase) in accrued interest receivable	(495)	(193)
(Increase) decrease in other assets	(3,186)	898
Decrease (increase) in other liabilities	975	(1,441)
Net Cash (Used) Provided by Operating Activities	(16,941)	8,886
Investment in securities:
Purchases of investment securities available for sale	(38,906)	(10,376)
Purchases of marketable equity securities	(1,038)	0
Purchases of FHLB stock	(1,943)	(210)
Proceeds from sales/calls/maturities of securities available for sale	44,868	8,977
Proceeds from sales of marketable equity securities	503	0
Proceeds from redemption of FHLB stock	769	240
Decrease in purchased receivables, net	698	(6,831)
Increase in loans, net	(38,647)	2,282
Proceeds from sale of other real estate owned	37	1,085
Purchases of premises and equipment	(1,632)	(621)
Net Cash (Used) Provided by Investing Activities	(35,291)	(5,454)
Financing Activities:
Increase (decrease) in deposits	23,141	(70)
Increase in securities sold under repurchase agreements	0	343
Increase (decrease) in borrowings	27,986	(41)
Repurchase of common stock	(6,310)	(205)
Cash dividends paid	(2,199)	(2,064)
Net Cash Provided (Used) by Financing Activities	42,618	(2,037)
Net Change in Cash and Cash Equivalents	(9,614)	1,395
Cash and Cash Equivalents at Beginning of Period	95,424	77,538
Cash and Cash Equivalents at End of Period	85,810	78,933
Supplemental Information:
Income taxes paid	3	0
Interest paid	1,605	1,074
Transfer of loans to other real estate owned	162	0
Non-cash lease liability arising from obtaining right of use assets	0	528
Cash dividends declared but not paid	$ 24	$ 23