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Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2020
Receivables [Abstract]  
Allowance for Loan Losses
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended 
 March 31,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2020
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$6,604


$643


$1,017


$2,188


$5,180


$671


$270


$436


$2,079


$19,088

Charge-Offs
(151
)
—

—

—

—

—

—

(14
)
—

(165
)
Recoveries
26

—

—

—

—

1

—

7

—

34

Provision (benefit)
1,790

—

262

242

311

39

4

24

(612
)
2,060

Balance, end of period

$8,269


$643


$1,279


$2,430


$5,491


$711


$274


$453


$1,467


$21,017

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$682


$—


$—


$—


$—


$—


$—


$—


$—


$682

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$7,587


$643


$1,279


$2,430


$5,491


$711


$274


$453


$1,467


$20,335

2019
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,660


$675


$1,275


$2,027


$5,799


$716


$306


$426


$2,635


$19,519

Charge-Offs
(109
)
—

—

—

—

—

—

—

—

(109
)
Recoveries
44

—

—

—

—

2

—

3

—

49

Provision (benefit)
883

(16
)
92

293

323

126

90

72

(1,113
)
750

Balance, end of period

$6,478


$659


$1,367


$2,320


$6,122


$844


$396


$501


$1,522


$20,209

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$212


$—


$—


$—


$—


$54


$39


$—


$—


$305

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,266


$659


$1,367


$2,320


$6,122


$790


$357


$501


$1,522


$19,904






The following table sets forth information regarding changes in the purchased receivable reserve for the three-month periods ending March 31, 2020 and 2019, respectively: 
 
Three Months Ended March 31,
(In Thousands)
2020
2019
Balance, beginning of period

$94


$190

Charge-offs
—

—

Recoveries
—

—

     Charge-offs net of recoveries
—

—

Reserve (benefit) for purchased receivables
5

(49
)
Balance, end of period

$99


$141
Recorded Investment Segregated by Amounts Individually or Collectively in Allowance for Loan Losses
The following is a detail of the recorded investment, including unearned origination fees, net of origination costs, in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
March 31, 2020
 

 

 

 

 

 

 

 

 
Balance, end of period

$433,388

 

$36,130

 

$72,725

 

$145,693

 

$311,869

 

$41,980

 

$15,562

 

$24,526



$1,081,873

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$14,553



$915



$—



$6,840



$177



$1,573



$275



$87



$24,420

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$418,835



$35,215



$72,725



$138,853



$311,692



$40,407



$15,287



$24,439



$1,057,453

December 31, 2019
 

 

 

 

 

 

 

 

 
Balance, end of period

$411,327

 

$38,503

 

$60,906

 

$138,181

 

$311,302

 

$42,200

 

$16,191

 

$24,761



$1,043,371

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$16,077



$1,349



$—



$5,104



$178



$1,594



$281



$90



$24,673

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$395,250



$37,154



$60,906



$133,077



$311,124



$40,606



$15,910



$24,671



$1,018,698
Balance of the Allowance Segregated by Segment and Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
Total
March 31, 2020
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment:
 
 
 
 
 
 
 
 
 
AQR Substandard

$682


$—


$—


$—


$—


$—


$—


$—


$—


$682

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 
AQR Pass
7,473

617

1,279

2,365

5,151

690

269

448

—

18,292

AQR Special Mention
63

26

—

65

340

21

5

—

—

520

AQR Substandard
5

—

—

—

—

—

—

5

—

10

AQR Doubtful
46

—

—

—

—

—

—

—

—

46

Unallocated
—

—

—

—

—

—

—

—

1,467

1,467

 

$8,269


$643


$1,279


$2,430


$5,491


$711


$274


$453


$1,467


$21,017

December 31, 2019
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$17


$—


$—


$—


$—


$—


$—


$—


$—


$17

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
6,514

588

1,017

2,125

4,829

629

266

431

—

16,399

AQR Special Mention
64

55

—

63

351

42

4

—

—

579

AQR Substandard
9

—

—

—

—

—

—

5

—

14

Unallocated
—

—

—

—

—

—

—

—

2,079

2,079

 

$6,604


$643


$1,017


$2,188


$5,180


$671


$270


$436


$2,079


$19,088