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Purchased Receivables (Tables)
 12 Months Ended
Dec. 31, 2019
Purchased Receivables [Abstract]  
Summary of Components of Net Purchased Receivables
The following table summarizes the components of net purchased receivables at December 31, for the years indicated:
(In Thousands)
2019

2018
Purchased receivables

$24,467



$14,596

Reserve for purchased receivable losses
(94
)

(190
)
Total

$24,373



$14,406
Allowance For Loan Losses Purchased Receivables
The following table details activity in the Allowance for the periods indicated:
(In Thousands)
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2019
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,660


$675


$1,275


$2,027


$5,799


$716


$306


$426


$2,635


$19,519

Charge-Offs
(195
)
—

—

—

—

—

(4
)
(18
)
—

(217
)
Recoveries
908

—

—

—

—

28

—

25

—

961

Provision (benefit)
231

(32
)
(258
)
161

(619
)
(73
)
(32
)
3

(556
)
(1,175
)
Balance, end of period

$6,604


$643


$1,017


$2,188


$5,180


$671


$270


$436


$2,079


$19,088

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$17


$—


$—


$—


$—


$—


$—


$—


$—


$17

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,587


$643


$1,017


$2,188


$5,180


$671


$270


$436


$2,079


$19,071

2018
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,172


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510


$21,461

Charge-Offs
(1,716
)
—

—

—

—

(28
)
(143
)
(39
)
—

(1,926
)
Recoveries
442

—



—

—

3

12

27

—

484

Provision (benefit)
762

46

(291
)
(167
)
(244
)
16

122

131

(875
)
(500
)
Balance, end of period

$5,660


$675


$1,275


$2,027


$5,799


$716


$306


$426


$2,635


$19,519

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$14


$—


$—


$—


$—


$—


$—


$—


$—


$14

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,646


$675


$1,275


$2,027


$5,799


$716


$306


$426


$2,635


$19,505

2017
 

 
 
 
 
 
 
 
 
 
Balance, beginning of period

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697

Charge-Offs
(1,611
)
—

—

—

—

(5
)
(85
)
(43
)
—

(1,744
)
Recoveries
293

—

—

—

—

2

2

11

—

308

Provision (benefit)
1,955

79

101

(164
)
(810
)
(91
)
85

(69
)
2,114

3,200

Balance, end of period

$6,172


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510


$21,461

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$966


$—


$—


$—


$—


$—


$—


$—


$—


$966

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,206


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510


$20,495

The following table sets forth information regarding changes in the purchased receivable reserve for the periods indicated: 
(In Thousands)
2019
2018
2017
Balance at beginning of year

$190


$200


$171

Reserve for (recovery from) purchased receivables
(96
)
(10
)
29

Balance at end of year

$94


$190


$200