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Purchased Receivables (Tables)
 9 Months Ended
Sep. 30, 2019
Purchased Receivables [Abstract]  
Summary of Components of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
September 30, 2019
December 31, 2018
Purchased receivables

$13,760


$14,596

Reserve for purchased receivable losses
(87
)
(190
)
Total

$13,673


$14,406
Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended 
 September 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2019
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$7,123


$739


$1,112


$2,281


$6,231


$761


$322


$486


$1,463


$20,518

Charge-Offs
(22
)
—

—

—

—

—

—

(7
)
—

(29
)
Recoveries
709

—

—

—

—

1

—

13

—

723

Provision (benefit)
(1,340
)
(122
)
(101
)
(299
)
(703
)
(48
)
(49
)
(62
)
649

(2,075
)
Balance, end of period

$6,470


$617


$1,011


$1,982


$5,528


$714


$273


$430


$2,112


$19,137

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$97


$—


$—


$—


$—


$—


$5


$—


$—


$102

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,373


$617


$1,011


$1,982


$5,528


$714


$268


$430


$2,112


$19,035

2018
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,626


$596


$1,086


$2,170


$6,219


$1,001


$352


$396


$2,662


$20,108

Charge-Offs
—

—

—

—

—

—

—

(9
)
—

(9
)
Recoveries
57

—

—

—

—

1

1

2

—

61

Provision (benefit)
254

79

34

(43
)
(11
)
(291
)
21

27

(70
)
—

Balance, end of period

$5,937


$675


$1,120


$2,127


$6,208


$711


$374


$416


$2,592


$20,160

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$323


$—


$—


$—


$—


$—


$49


$—


$—


$372

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,614


$675


$1,120


$2,127


$6,208


$711


$325


$416


$2,592


$19,788



Nine Months Ended September 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2019
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,660


$675


$1,275


$2,027


$5,799


$716


$306


$426


$2,635


$19,519

Charge-Offs
(195
)
—

—

—

—

—

—

(11
)
—

(206
)
Recoveries
801

—

—

—

—

28

—

20

—

849

Provision (benefit)
204

(58
)
(264
)
(45
)
(271
)
(30
)
(33
)
(5
)
(523
)
(1,025
)
Balance, end of period

$6,470


$617


$1,011


$1,982


$5,528


$714


$273


$430


$2,112


$19,137

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$97


$—


$—


$—


$—


$—


$5


$—


$—


$102

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,373


$617


$1,011


$1,982


$5,528


$714


$268


$430


$2,112


$19,035

2018
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,172


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510


$21,461

Charge-Offs
(1,042
)
—

—

—

—

—

(91
)
(80
)
—

(1,213
)
Recoveries
200

—

—

—

—

3

2

7

—

212

Provision (benefit)
607

46

(446
)
(67
)
165

(17
)
148

182

(918
)
(300
)
Balance, end of period

$5,937


$675


$1,120


$2,127


$6,208


$711


$374


$416


$2,592


$20,160

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$323


$—


$—


$—


$—


$—


$49


$—


$—


$372

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,614


$675


$1,120


$2,127


$6,208


$711


$325


$416


$2,592


$19,788



The following table sets forth information regarding changes in the purchased receivable reserve for the three and nine-month periods ending September 30, 2019 and 2018, respectively: 
 
Three Months Ended September 30,
Nine Months Ended September 30,
(In Thousands)
2019
2018
2019
2018
Balance, beginning of period

$98


$201


$190


$200

Charge-offs
—

—

—

—

Recoveries
—

—

—

—

     Charge-offs net of recoveries
—

—

—

—

(Benefit) reserve for purchased receivables
(11
)
(5
)
(103
)
(4
)
Balance, end of period

$87


$196


$87


$196