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Purchased Receivables (Tables)
 6 Months Ended
Jun. 30, 2019
Purchased Receivables [Abstract]  
Summary of Components of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
June 30, 2019
December 31, 2018
Purchased receivables

$13,212


$14,596

Reserve for purchased receivable losses
(98
)
(190
)
Total

$13,114


$14,406
Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended 
 June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2019
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$6,478


$659


$1,367


$2,320


$6,122


$844


$396


$501


$1,522


$20,209

Charge-Offs
(64
)
—

—

—

—

—

—

(4
)
—

(68
)
Recoveries
48

—

—

—

—

25

—

4

—

77

Provision (benefit)
661

80

(255
)
(39
)
109

(108
)
(74
)
(15
)
(59
)
300

Balance, end of period

$7,123


$739


$1,112


$2,281


$6,231


$761


$322


$486


$1,463


$20,518

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6


$—


$—


$—


$—


$—


$—


$—


$—


$6

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$7,117


$739


$1,112


$2,281


$6,231


$761


$322


$486


$1,463


$20,512

2018
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,684


$608


$1,069


$2,174


$6,379


$1,025


$305


$315


$2,890


$20,449

Charge-Offs
(77
)
—

—

—

—

—

(2
)
(21
)
—

(100
)
Recoveries
54

—

—

—

—

1

—

4

—

59

Provision (benefit)
(35
)
(12
)
17

(4
)
(160
)
(25
)
49

98

(228
)
(300
)
Balance, end of period

$5,626


$596


$1,086


$2,170


$6,219


$1,001


$352


$396


$2,662


$20,108

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$73


$—


$—


$—


$—


$—


$—


$—


$—


$73

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,553


$596


$1,086


$2,170


$6,219


$1,001


$352


$396


$2,662


$20,035



Six Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2019
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,660


$675


$1,275


$2,027


$5,799


$716


$306


$426


$2,635


$19,519

Charge-Offs
(173
)
—

—

—

—

—

—

(4
)
—

(177
)
Recoveries
92

—

—

—

—

27

—

7

—

126

Provision (benefit)
1,544

64

(163
)
254

432

18

16

57

(1,172
)
1,050

Balance, end of period

$7,123


$739


$1,112


$2,281


$6,231


$761


$322


$486


$1,463


$20,518

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6


$—


$—


$—


$—


$—


$—


$—


$—


$6

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$7,117


$739


$1,112


$2,281


$6,231


$761


$322


$486


$1,463


$20,512

2018
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,172


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510


$21,461

Charge-Offs
(1,042
)
—

—

—

—

—

(91
)
(71
)
—

(1,204
)
Recoveries
143

—

—

—

—

2

1

5

—

151

Provision (benefit)
353

(33
)
(480
)
(24
)
176

274

127

155

(848
)
(300
)
Balance, end of period

$5,626


$596


$1,086


$2,170


$6,219


$1,001


$352


$396


$2,662


$20,108

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$73


$—


$—


$—


$—


$—


$—


$—


$—


$73

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,553


$596


$1,086


$2,170


$6,219


$1,001


$352


$396


$2,662


$20,035



The following table sets forth information regarding changes in the purchased receivable reserve for the three and six-month periods ending June 30, 2019 and 2018, respectively: 
 
Three Months Ended June 30,
Six Months Ended June 30,
(In Thousands)
2019
2018
2019
2018
Balance, beginning of period

$141


$209


$190


$200

Charge-offs
—

—

—

—

Recoveries
—

—

—

—

     Charge-offs net of recoveries
—

—

—

—

(Benefit) reserve for purchased receivables
(43
)
(8
)
(92
)
1

Balance, end of period

$98


$201


$98


$201