Allowance for Loan Losses

The following tables detail activity in the Allowance for the periods indicated:



Three Months Ended June 30,	Commercial			Real estate construction one-to-four family			Real estate construction other			Real estate term owner occupied			Real estate term non-owner occupied			Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2019
Balance, beginning of period		$6,478			$659			$1,367			$2,320			$6,122			$844			$396			$501			$1,522			$20,209
Charge-Offs	(64		)	—			—			—			—			—			—			(4		)	—			(68		)
Recoveries	48			—			—			—			—			25			—			4			—			77
Provision (benefit)	661			80			(255		)	(39		)	109			(108		)	(74		)	(15		)	(59		)	300
Balance, end of period		$7,123			$739			$1,112			$2,281			$6,231			$761			$322			$486			$1,463			$20,518
Balance, end of period:
Individually evaluated
for impairment		$6			$—			$—			$—			$—			$—			$—			$—			$—			$6
Balance, end of period:
Collectively evaluated
for impairment		$7,117			$739			$1,112			$2,281			$6,231			$761			$322			$486			$1,463			$20,512
2018
Balance, beginning of period		$5,684			$608			$1,069			$2,174			$6,379			$1,025			$305			$315			$2,890			$20,449
Charge-Offs	(77		)	—			—			—			—			—			(2		)	(21		)	—			(100		)
Recoveries	54			—			—			—			—			1			—			4			—			59
Provision (benefit)	(35		)	(12		)	17			(4		)	(160		)	(25		)	49			98			(228		)	(300		)
Balance, end of period		$5,626			$596			$1,086			$2,170			$6,219			$1,001			$352			$396			$2,662			$20,108
Balance, end of period:
Individually evaluated
for impairment		$73			$—			$—			$—			$—			$—			$—			$—			$—			$73
Balance, end of period:
Collectively evaluated
for impairment		$5,553			$596			$1,086			$2,170			$6,219			$1,001			$352			$396			$2,662			$20,035



Six Months Ended June 30,	Commercial			Real estate construction one-to-four family			Real estate construction other			Real estate term owner occupied			Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2019
Balance, beginning of period		$5,660			$675			$1,275			$2,027			$5,799		$716		$306			$426			$2,635			$19,519
Charge-Offs	(173		)	—			—			—			—		—		—			(4		)	—			(177		)
Recoveries	92			—			—			—			—		27		—			7			—			126
Provision (benefit)	1,544			64			(163		)	254			432		18		16			57			(1,172		)	1,050
Balance, end of period		$7,123			$739			$1,112			$2,281			$6,231		$761		$322			$486			$1,463			$20,518
Balance, end of period:
Individually evaluated
for impairment		$6			$—			$—			$—			$—		$—		$—			$—			$—			$6
Balance, end of period:
Collectively evaluated
for impairment		$7,117			$739			$1,112			$2,281			$6,231		$761		$322			$486			$1,463			$20,512
2018
Balance, beginning of period		$6,172			$629			$1,566			$2,194			$6,043		$725		$315			$307			$3,510			$21,461
Charge-Offs	(1,042		)	—			—			—			—		—		(91		)	(71		)	—			(1,204		)
Recoveries	143			—			—			—			—		2		1			5			—			151
Provision (benefit)	353			(33		)	(480		)	(24		)	176		274		127			155			(848		)	(300		)
Balance, end of period		$5,626			$596			$1,086			$2,170			$6,219		$1,001		$352			$396			$2,662			$20,108
Balance, end of period:
Individually evaluated
for impairment		$73			$—			$—			$—			$—		$—		$—			$—			$—			$73
Balance, end of period:
Collectively evaluated
for impairment		$5,553			$596			$1,086			$2,170			$6,219		$1,001		$352			$396			$2,662			$20,035

The following is a detail of the recorded investment, including unearned origination fees, net of origination costs, in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:



(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deed of trust		Consumer other		Total
June 30, 2019
Balance, end of period		$385,953		$38,851		$58,380		$126,360		$324,104		$41,658		$16,848		$23,550		$1,015,704
Balance, end of period:
Individually evaluated
for impairment		$17,354		$1,492		$—		$5,713		$269		$1,645		$430		$93		$26,996
Balance, end of period:
Collectively evaluated
for impairment		$368,599		$37,359		$58,380		$120,647		$323,835		$40,013		$16,418		$23,457		$988,708
December 31, 2018
Balance, end of period		$341,091		$36,828		$71,658		$125,795		$324,198		$41,746		$19,234		$23,796		$984,346
Balance, end of period:
Individually evaluated
for impairment		$24,189		$—		$—		$5,253		$760		$1,063		$449		$—		$31,714
Balance, end of period:
Collectively evaluated
for impairment		$316,902		$36,828		$71,658		$120,542		$323,438		$40,683		$18,785		$23,796		$952,632

The following represents the balance of the Allowance for the periods indicated segregated by segment and class:



(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deeds of trust		Consumer other		Unallocated		Total
June 30, 2019
Individually evaluated for impairment:
AQR Substandard		$6		$—		$—		$—		$—		$—		$—		$—		$—		$6
Collectively evaluated for impairment:
AQR Pass	6,990		739		1,112		2,210		5,785		761		322		471		—		18,390
AQR Special Mention	121		—		—		71		446		—		—		—		—		638
AQR Substandard	6		—		—		—		—		—		—		15		—		21
Unallocated	—		—		—		—		—		—		—		—		1,463		1,463
		$7,123		$739		$1,112		$2,281		$6,231		$761		$322		$486		$1,463		$20,518
December 31, 2018
Individually evaluated for impairment:
AQR Substandard		$14		$—		$—		$—		$—		$—		$—		$—		$—		$14
Collectively evaluated for impairment:
AQR Pass	5,522		615		1,275		1,958		5,236		683		303		413		—		16,005
AQR Special Mention	121		60		—		69		563		12		3		—		—		828
AQR Substandard	3		—		—		—		—		21		—		13		—		37
Unallocated	—		—		—		—		—		—		—		—		2,635		2,635
		$5,660		$675		$1,275		$2,027		$5,799		$716		$306		$426		$2,635		$19,519