XML 26 R15.htm IDEA: XBRL DOCUMENT v3.19.1
Allowance for Loan Losses
 3 Months Ended
Mar. 31, 2019
Receivables [Abstract]  
Allowance for Loan Losses
Allowance for Loan Losses
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended 
 March 31,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2019
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,660


$675


$1,275


$2,027


$5,799


$716


$306


$426


$2,635


$19,519

Charge-Offs
(109
)
—

—

—

—

—

—

—

—

(109
)
Recoveries
44

—

—

—

—

2

—

3

—

49

Provision (benefit)
883

(16
)
92

293

323

126

90

72

(1,113
)
750

Balance, end of period

$6,478


$659


$1,367


$2,320


$6,122


$844


$396


$501


$1,522


$20,209

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$212


$—


$—


$—


$—


$54


$39


$—


$—


$305

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,266


$659


$1,367


$2,320


$6,122


$790


$357


$501


$1,522


$19,904

2018
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,172


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510


$21,461

Charge-Offs
(965
)
—

—

—

—

—

(89
)
(50
)
—

(1,104
)
Recoveries
89

—

—

—

—

1

1

1

—

92

Provision (benefit)
388

(21
)
(497
)
(20
)
336

299

78

57

(620
)
—

Balance, end of period

$5,684


$608


$1,069


$2,174


$6,379


$1,025


$305


$315


$2,890


$20,449

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$370


$—


$—


$—


$—


$—


$2


$—


$—


$372

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,314


$608


$1,069


$2,174


$6,379


$1,025


$303


$315


$2,890


$20,077






    
The following is a detail of the recorded investment, including unearned origination fees, net of origination costs, in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
March 31, 2019
 

 

 

 

 

 

 

 

 
Balance, end of period

$342,857

 

$36,286

 

$72,421

 

$129,491

 

$314,663

 

$43,598

 

$18,721

 

$24,304



$982,341

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$19,383



$2,423



$—



$5,786



$1,213



$1,695



$585



$—



$31,085

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$323,474



$33,863



$72,421



$123,705



$313,450



$41,903



$18,136



$24,304



$951,256

December 31, 2018
 

 

 

 

 

 

 

 

 
Balance, end of period

$341,091

 

$36,828

 

$71,658

 

$125,795

 

$324,198

 

$41,746

 

$19,234

 

$23,796



$984,346

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$24,189



$—



$—



$5,253



$760



$1,063



$449



$—



$31,714

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$316,902



$36,828



$71,658



$120,542



$323,438



$40,683



$18,785



$23,796



$952,632


    
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
Total
March 31, 2019
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment:
 
 
 
 
 
 
 
 
 
AQR Substandard

$212


$—


$—


$—


$—


$54


$39


$—


$—


$305

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 
AQR Pass
6,127

659

1,367

2,248

5,541

790

357

486

—

17,575

AQR Special Mention
137

—

—

72

581

—

—

—

—

790

AQR Substandard
2

—

—

—

—

—

—

15

—

17

Unallocated
—

—

—

—

—

—

—

—

1,522

1,522

 

$6,478


$659


$1,367


$2,320


$6,122


$844


$396


$501


$1,522


$20,209

December 31, 2018
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$14


$—


$—


$—


$—


$—


$—


$—


$—


$14

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
5,522

615

1,275

1,958

5,236

683

303

413

—

16,005

AQR Special Mention
121

60

—

69

563

12

3

—

—

828

AQR Substandard
3

—

—

—

—

21

—

13

—

37

Unallocated
—

—

—

—

—

—

—

—

2,635

2,635

 

$5,660


$675


$1,275


$2,027


$5,799


$716


$306


$426


$2,635


$19,519