Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 26,771	$ 25,016
Interest bearing deposits in other banks	50,767	52,825
Investment securities available for sale	271,610	307,019
Marketable equity securities	7,265	5,731
Total portfolio investments	278,875	312,750
Investment in Federal Home Loan Bank stock	2,101	2,115
Loans held for sale	34,710	43,979
Loans	984,346	954,953
Allowance for loan losses	(19,519)	(21,461)
Net loans	964,827	933,492
Purchased receivables, net	14,406	22,231
Mortgage servicing rights, at fair value	10,821	7,305
OREO, net	7,962	8,651
Premises and equipment, net	39,090	37,867
Goodwill	15,017	15,017
Other intangible assets, net	1,137	1,207
Other assets	56,504	56,141
Total assets	1,502,988	1,518,596
Deposits:
Demand	420,988	414,686
Interest-bearing demand	248,056	252,009
Savings	239,054	247,458
Money market	206,717	243,603
Certificates of deposit less than $250,000	75,318	69,283
Certificates of deposit $250,000 and greater	37,955	31,244
Total deposits	1,228,088	1,258,283
Securities sold under repurchase agreements	34,278	27,746
Borrowings	7,241	7,362
Junior subordinated debentures	10,310	10,310
Other liabilities	17,124	22,093
Total liabilities	1,297,041	1,325,794
COMMITMENTS AND CONTINGENTCIES (NOTE 18)
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 6,883,216 and 6,871,963 shares issued and outstanding at December 31, 2018 and December 31, 2017, respectively	6,883	6,872
Additional paid-in capital	62,132	61,793
Retained earnings	137,452	124,407
Accumulated other comprehensive loss, net of tax	(520)	(270)
Total shareholders' equity	205,947	192,802
Total liabilities and shareholders' equity	$ 1,502,988	$ 1,518,596