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Purchased Receivables (Tables)
 9 Months Ended
Sep. 30, 2018
Purchased Receivables [Abstract]  
Summary of Components of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
September 30, 2018
December 31, 2017
Purchased receivables

$12,902


$22,431

Reserve for purchased receivable losses
(196
)
(200
)
Total

$12,706


$22,231
Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended 
 September 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2018
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,626


$596


$1,086


$2,170


$6,219


$1,001


$352


$396


$2,662


$20,108

Charge-Offs
—

—

—

—

—

—

—

(9
)
—

(9
)
Recoveries
57

—

—

—

—

1

1

2

—

61

Provision (benefit)
254

79

34

(43
)
(11
)
(291
)
21

27

(70
)
—

Balance, end of period

$5,937


$675


$1,120


$2,127


$6,208


$711


$374


$416


$2,592


$20,160

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$323


$—


$—


$—


$—


$—


$49


$—


$—


$372

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,614


$675


$1,120


$2,127


$6,208


$711


$325


$416


$2,592


$19,788

2017
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,822


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$20,061

Charge-Offs
(1,118
)
—

—

—

—

—

(85
)
—

—

(1,203
)
Recoveries
102

—

—

—

—

—

—

4

—

106

Provision (benefit)
2,210

79

261

(10
)
(60
)
10

93

(2
)
(81
)
2,500

Balance, end of period

$7,016


$600


$1,778


$2,344


$7,015


$784


$335


$364


$1,228


$21,464

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$1,514


$—


$—


$—


$—


$—


$—


$—


$—


$1,514

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,502


$600


$1,778


$2,344


$7,015


$784


$335


$364


$1,228


$19,950



Nine Months Ended September 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2018
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$6,172


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510


$21,461

Charge-Offs
(1,042
)
—

—

—

—

—

(91
)
(80
)
—

(1,213
)
Recoveries
200

—

—

—

—

3

2

7

—

212

Provision (benefit)
607

46

(446
)
(67
)
165

(17
)
148

182

(918
)
(300
)
Balance, end of period

$5,937


$675


$1,120


$2,127


$6,208


$711


$374


$416


$2,592


$20,160

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$323


$—


$—


$—


$—


$—


$49


$—


$—


$372

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,614


$675


$1,120


$2,127


$6,208


$711


$325


$416


$2,592


$19,788

2017
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697

Charge-Offs
(1,582
)
—

—

—

—

(5
)
(85
)
(17
)
—

(1,689
)
Recoveries
246

—

—

—

—

—

2

8

—

256

Provision (benefit)
2,817

50

313

(14
)
162

(30
)
105

(35
)
(168
)
3,200

Balance, end of period

$7,016


$600


$1,778


$2,344


$7,015


$784


$335


$364


$1,228


$21,464

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$1,514


$—


$—


$—


$—


$—


$—


$—


$—


$1,514

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,502


$600


$1,778


$2,344


$7,015


$784


$335


$364


$1,228


$19,950

The following table sets forth information regarding changes in the purchased receivable reserve for the three and nine-month periods ending September 30, 2018 and 2017, respectively: 
 
Three Months Ended September 30,
Nine Months Ended September 30,
(In Thousands)
2018
2017
2018
2017
Balance, beginning of period

$201


$194


$200


$171

Charge-offs
—

—

—

—

Recoveries
—

—

—

—

     Charge-offs net of recoveries
—

—

—

—

(Benefit) reserve for purchased receivables
(5
)
6

(4
)
29

Balance, end of period

$196


$200


$196


$200