Allowance for Loan Losses

The following tables detail activity in the Allowance for the periods indicated:



Three Months Ended September 30,	Commercial			Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied			Real estate term non-owner occupied			Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2018
Balance, beginning of period		$5,626			$596		$1,086		$2,170			$6,219			$1,001			$352			$396			$2,662			$20,108
Charge-Offs	—			—		—		—			—			—			—			(9		)	—			(9		)
Recoveries	57			—		—		—			—			1			1			2			—			61
Provision (benefit)	254			79		34		(43		)	(11		)	(291		)	21			27			(70		)	—
Balance, end of period		$5,937			$675		$1,120		$2,127			$6,208			$711			$374			$416			$2,592			$20,160
Balance, end of period:
Individually evaluated
for impairment		$323			$—		$—		$—			$—			$—			$49			$—			$—			$372
Balance, end of period:
Collectively evaluated
for impairment		$5,614			$675		$1,120		$2,127			$6,208			$711			$325			$416			$2,592			$19,788
2017
Balance, beginning of period		$5,822			$521		$1,517		$2,354			$7,075			$774			$327			$362			$1,309			$20,061
Charge-Offs	(1,118		)	—		—		—			—			—			(85		)	—			—			(1,203		)
Recoveries	102			—		—		—			—			—			—			4			—			106
Provision (benefit)	2,210			79		261		(10		)	(60		)	10			93			(2		)	(81		)	2,500
Balance, end of period		$7,016			$600		$1,778		$2,344			$7,015			$784			$335			$364			$1,228			$21,464
Balance, end of period:
Individually evaluated
for impairment		$1,514			$—		$—		$—			$—			$—			$—			$—			$—			$1,514
Balance, end of period:
Collectively evaluated
for impairment		$5,502			$600		$1,778		$2,344			$7,015			$784			$335			$364			$1,228			$19,950



Nine Months Ended September 30,	Commercial			Real estate construction one-to-four family		Real estate construction other			Real estate term owner occupied			Real estate term non-owner occupied		Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2018
Balance, beginning of period		$6,172			$629		$1,566			$2,194			$6,043		$725			$315			$307			$3,510			$21,461
Charge-Offs	(1,042		)	—		—			—			—		—			(91		)	(80		)	—			(1,213		)
Recoveries	200			—		—			—			—		3			2			7			—			212
Provision (benefit)	607			46		(446		)	(67		)	165		(17		)	148			182			(918		)	(300		)
Balance, end of period		$5,937			$675		$1,120			$2,127			$6,208		$711			$374			$416			$2,592			$20,160
Balance, end of period:
Individually evaluated
for impairment		$323			$—		$—			$—			$—		$—			$49			$—			$—			$372
Balance, end of period:
Collectively evaluated
for impairment		$5,614			$675		$1,120			$2,127			$6,208		$711			$325			$416			$2,592			$19,788
2017
Balance, beginning of period		$5,535			$550		$1,465			$2,358			$6,853		$819			$313			$408			$1,396			$19,697
Charge-Offs	(1,582		)	—		—			—			—		(5		)	(85		)	(17		)	—			(1,689		)
Recoveries	246			—		—			—			—		—			2			8			—			256
Provision (benefit)	2,817			50		313			(14		)	162		(30		)	105			(35		)	(168		)	3,200
Balance, end of period		$7,016			$600		$1,778			$2,344			$7,015		$784			$335			$364			$1,228			$21,464
Balance, end of period:
Individually evaluated
for impairment		$1,514			$—		$—			$—			$—		$—			$—			$—			$—			$1,514
Balance, end of period:
Collectively evaluated
for impairment		$5,502			$600		$1,778			$2,344			$7,015		$784			$335			$364			$1,228			$19,950

The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:



(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deed of trust		Consumer other		Total
September 30, 2018
Balance, end of period		$333,132		$36,119		$61,857		$130,166		$340,820		$41,493		$20,202		$22,573		$986,362
Balance, end of period:
Individually evaluated
for impairment		$27,167		$—		$—		$5,789		$788		$1,081		$609		$—		$35,434
Balance, end of period:
Collectively evaluated
for impairment		$305,965		$36,119		$61,857		$124,377		$340,032		$40,412		$19,593		$22,573		$950,928
December 31, 2017
Balance, end of period		$313,514		$31,201		$80,093		$132,042		$319,313		$40,411		$22,616		$19,919		$959,109
Balance, end of period:
Individually evaluated
for impairment		$26,812		$—		$—		$2,862		$874		$559		$860		$—		$31,967
Balance, end of period:
Collectively evaluated
for impairment		$286,702		$31,201		$80,093		$129,180		$318,439		$39,852		$21,756		$19,919		$927,142

The following represents the balance of the Allowance for the periods indicated segregated by segment and class:



(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deeds of trust		Consumer other		Unallocated		Total
September 30, 2018
Individually evaluated for impairment:
AQR Substandard		$323		$—		$—		$—		$—		$—		$49		$—		$—		$372
Collectively evaluated for impairment:
AQR Pass	5,435		675		1,120		2,065		5,631		711		320		397		—		16,354
AQR Special Mention	179		—		—		62		577		—		5		—		—		823
AQR Substandard	—		—		—		—		—		—		—		19		—		19
Unallocated	—		—		—		—		—		—		—		—		2,592		2,592
		$5,937		$675		$1,120		$2,127		$6,208		$711		$374		$416		$2,592		$20,160
December 31, 2017
Individually evaluated for impairment:
AQR Substandard		$966		$—		$—		$—		$—		$—		$—		$—		$—		$966
Collectively evaluated for impairment:
AQR Pass	5,079		629		1,566		2,154		5,680		725		315		305		—		16,453
AQR Special Mention	120		—		—		40		363		—		—		1		—		524
AQR Substandard	7		—		—		—		—		—		—		1		—		8
Unallocated	—		—		—		—		—		—		—		—		3,510		3,510
		$6,172		$629		$1,566		$2,194		$6,043		$725		$315		$307		$3,510		$21,461