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Purchased Receivables (Tables)
6 Months Ended
Jun. 30, 2018
Purchased Receivables [Abstract]  
Summary of Components of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
June 30, 2018
December 31, 2017
Purchased receivables

$20,524


$22,431

Reserve for purchased receivable losses
(201
)
(200
)
Total

$20,323


$22,231

Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended 
 June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2018
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,684


$608


$1,069


$2,174


$6,379


$1,025


$305


$315


$2,890


$20,449

Charge-Offs
(77
)





(2
)
(21
)

(100
)
Recoveries
54





1


4


59

Provision (benefit)
(35
)
(12
)
17

(4
)
(160
)
(25
)
49

98

(228
)
(300
)
Balance, end of period

$5,626


$596


$1,086


$2,170


$6,219


$1,001


$352


$396


$2,662


$20,108

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$73


$—


$—


$—


$—


$—


$—


$—


$—


$73

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,553


$596


$1,086


$2,170


$6,219


$1,001


$352


$396


$2,662


$20,035

2017
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,701


$549


$1,383


$2,372


$7,207


$774


$311


$391


$1,205


$19,893

Charge-Offs
(202
)



(5
)




(207
)
Recoveries
71






2

2


75

Provision (benefit)
252

(28
)
134

(18
)
(127
)

14

(31
)
104

300

Balance, end of period

$5,822


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$20,061

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$394


$—


$—


$—


$—


$—


$—


$—


$—


$394

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,428


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$19,667



Six Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2018
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$6,172


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510


$21,461

Charge-Offs
(1,042
)





(91
)
(71
)

(1,204
)
Recoveries
143





2

1

5


151

Provision (benefit)
353

(33
)
(480
)
(24
)
176

274

127

155

(848
)
(300
)
Balance, end of period

$5,626


$596


$1,086


$2,170


$6,219


$1,001


$352


$396


$2,662


$20,108

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$73


$—


$—


$—


$—


$—


$—


$—


$—


$73

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,553


$596


$1,086


$2,170


$6,219


$1,001


$352


$396


$2,662


$20,035

2017
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697

Charge-Offs
(464
)




(5
)

(17
)

(486
)
Recoveries
144






2

4


150

Provision (benefit)
607

(29
)
52

(4
)
222

(40
)
12

(33
)
(87
)
700

Balance, end of period

$5,822


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$20,061

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$394


$—


$—


$—


$—


$—


$—


$—


$—


$394

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,428


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$19,667

The following table sets forth information regarding changes in the purchased receivable reserve for the three and six month periods ending June 30, 2018 and 2017, respectively: 
 
Three Months Ended June 30,
Six Months Ended June 30,
(In Thousands)
2018
2017
2018
2017
Balance, beginning of period

$209


$183


$200


$171

Charge-offs




Recoveries




     Charge-offs net of recoveries




Reserve for purchased receivables
(8
)
11

1

23

Balance, end of period

$201


$194


$201


$194