Allowance for Loan Losses

The following tables detail activity in the Allowance for the periods indicated:



Three Months Ended June 30,	Commercial			Real estate construction one-to-four family			Real estate construction other		Real estate term owner occupied			Real estate term non-owner occupied			Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2018
Balance, beginning of period		$5,684			$608			$1,069		$2,174			$6,379			$1,025			$305			$315			$2,890			$20,449
Charge-Offs	(77		)	—			—		—			—			—			(2		)	(21		)	—			(100		)
Recoveries	54			—			—		—			—			1			—			4			—			59
Provision (benefit)	(35		)	(12		)	17		(4		)	(160		)	(25		)	49			98			(228		)	(300		)
Balance, end of period		$5,626			$596			$1,086		$2,170			$6,219			$1,001			$352			$396			$2,662			$20,108
Balance, end of period:
Individually evaluated
for impairment		$73			$—			$—		$—			$—			$—			$—			$—			$—			$73
Balance, end of period:
Collectively evaluated
for impairment		$5,553			$596			$1,086		$2,170			$6,219			$1,001			$352			$396			$2,662			$20,035
2017
Balance, beginning of period		$5,701			$549			$1,383		$2,372			$7,207			$774			$311			$391			$1,205			$19,893
Charge-Offs	(202		)	—			—		—			(5		)	—			—			—			—			(207		)
Recoveries	71			—			—		—			—			—			2			2			—			75
Provision (benefit)	252			(28		)	134		(18		)	(127		)	—			14			(31		)	104			300
Balance, end of period		$5,822			$521			$1,517		$2,354			$7,075			$774			$327			$362			$1,309			$20,061
Balance, end of period:
Individually evaluated
for impairment		$394			$—			$—		$—			$—			$—			$—			$—			$—			$394
Balance, end of period:
Collectively evaluated
for impairment		$5,428			$521			$1,517		$2,354			$7,075			$774			$327			$362			$1,309			$19,667



Six Months Ended June 30,	Commercial			Real estate construction one-to-four family			Real estate construction other			Real estate term owner occupied			Real estate term non-owner occupied		Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2018
Balance, beginning of period		$6,172			$629			$1,566			$2,194			$6,043		$725			$315			$307			$3,510			$21,461
Charge-Offs	(1,042		)	—			—			—			—		—			(91		)	(71		)	—			(1,204		)
Recoveries	143			—			—			—			—		2			1			5			—			151
Provision (benefit)	353			(33		)	(480		)	(24		)	176		274			127			155			(848		)	(300		)
Balance, end of period		$5,626			$596			$1,086			$2,170			$6,219		$1,001			$352			$396			$2,662			$20,108
Balance, end of period:
Individually evaluated
for impairment		$73			$—			$—			$—			$—		$—			$—			$—			$—			$73
Balance, end of period:
Collectively evaluated
for impairment		$5,553			$596			$1,086			$2,170			$6,219		$1,001			$352			$396			$2,662			$20,035
2017
Balance, beginning of period		$5,535			$550			$1,465			$2,358			$6,853		$819			$313			$408			$1,396			$19,697
Charge-Offs	(464		)	—			—			—			—		(5		)	—			(17		)	—			(486		)
Recoveries	144			—			—			—			—		—			2			4			—			150
Provision (benefit)	607			(29		)	52			(4		)	222		(40		)	12			(33		)	(87		)	700
Balance, end of period		$5,822			$521			$1,517			$2,354			$7,075		$774			$327			$362			$1,309			$20,061
Balance, end of period:
Individually evaluated
for impairment		$394			$—			$—			$—			$—		$—			$—			$—			$—			$394
Balance, end of period:
Collectively evaluated
for impairment		$5,428			$521			$1,517			$2,354			$7,075		$774			$327			$362			$1,309			$19,667

The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:



(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deed of trust		Consumer other		Total
June 30, 2018
Balance, end of period		$327,733		$31,064		$58,369		$127,384		$330,217		$55,431		$20,820		$20,891		$971,909
Balance, end of period:
Individually evaluated
for impairment		$31,961		$—		$—		$4,566		$844		$514		$236		$—		$38,121
Balance, end of period:
Collectively evaluated
for impairment		$295,772		$31,064		$58,369		$122,818		$329,373		$54,917		$20,584		$20,891		$933,788
December 31, 2017
Balance, end of period		$313,514		$31,201		$80,093		$132,042		$319,313		$40,411		$22,616		$19,919		$959,109
Balance, end of period:
Individually evaluated
for impairment		$26,812		$—		$—		$2,862		$874		$559		$860		$—		$31,967
Balance, end of period:
Collectively evaluated
for impairment		$286,702		$31,201		$80,093		$129,180		$318,439		$39,852		$21,756		$19,919		$927,142

The following represents the balance of the Allowance for the periods indicated segregated by segment and class:



(In Thousands)	Commercial		Real estate construction 1-4 family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deeds of trust		Consumer other		Unallocated		Total
June 30, 2018
Individually evaluated for impairment:
AQR Substandard		$73		$—		$—		$—		$—		$—		$—		$—		$—		$73
Collectively evaluated for impairment:
AQR Pass	5,453		596		1,086		2,089		5,627		990		343		373		—		16,557
AQR Special Mention	100		—		—		81		592		11		9		1		—		794
AQR Substandard	—		—		—		—		—		—		—		22		—		22
Unallocated	—		—		—		—		—		—		—		—		2,662		2,662
		$5,626		$596		$1,086		$2,170		$6,219		$1,001		$352		$396		$2,662		$20,108
December 31, 2017
Individually evaluated for impairment:
AQR Substandard		$966		$—		$—		$—		$—		$—		$—		$—		$—		$966
Collectively evaluated for impairment:
AQR Pass	5,079		629		1,566		2,154		5,680		725		315		305		—		16,453
AQR Special Mention	120		—		—		40		363		—		—		1		—		524
AQR Substandard	7		—		—		—		—		—		—		1		—		8
Unallocated	—		—		—		—		—		—		—		—		3,510		3,510
		$6,172		$629		$1,566		$2,194		$6,043		$725		$315		$307		$3,510		$21,461