Allowance for Loan Losses

The following tables detail activity in the Allowance for the periods indicated:



Three Months Ended March 31,	Commercial			Real estate construction one-to-four family			Real estate construction other			Real estate term owner occupied			Real estate term non-owner occupied		Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2018
Balance, beginning of period		$6,172			$629			$1,566			$2,194			$6,043		$725			$315			$307			$3,510			$21,461
Charge-Offs	(965		)	—			—			—			—		—			(89		)	(50		)	—			(1,104		)
Recoveries	89			—			—			—			—		1			1			1			—			92
Provision (benefit)	388			(21		)	(497		)	(20		)	336		299			78			57			(620		)	—
Balance, end of period		$5,684			$608			$1,069			$2,174			$6,379		$1,025			$305			$315			$2,890			$20,449
Balance, end of period:
Individually evaluated
for impairment		$370			$—			$—			$—			$—		$—			$2			$—			$—			$372
Balance, end of period:
Collectively evaluated
for impairment		$5,314			$608			$1,069			$2,174			$6,379		$1,025			$303			$315			$2,890			$20,077
2017
Balance, beginning of period		$5,535			$550			$1,465			$2,358			$6,853		$819			$313			$408			$1,396			$19,697
Charge-Offs	(262		)	—			—			—			—		—			—			(17		)	—			(279		)
Recoveries	73			—			—			—			—		—			—			2			—			75
Provision (benefit)	355			(1		)	(82		)	14			354		(45		)	(2		)	(2		)	(191		)	400
Balance, end of period		$5,701			$549			$1,383			$2,372			$7,207		$774			$311			$391			$1,205			$19,893
Balance, end of period:
Individually evaluated
for impairment		$994			$—			$—			$—			$—		$—			$—			$—			$—			$994
Balance, end of period:
Collectively evaluated
for impairment		$4,707			$549			$1,383			$2,372			$7,207		$774			$311			$391			$1,205			$18,899

The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:



(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deed of trust		Consumer other		Total
March 31, 2018
Balance, end of period		$316,081		$30,310		$54,947		$132,589		$339,621		$56,294		$21,896		$19,945		$971,683
Balance, end of period:
Individually evaluated
for impairment		$26,631		$—		$—		$4,584		$861		$541		$622		$—		$33,239
Balance, end of period:
Collectively evaluated
for impairment		$289,450		$30,310		$54,947		$128,005		$338,760		$55,753		$21,274		$19,945		$938,444
December 31, 2017
Balance, end of period		$313,514		$31,201		$80,093		$132,042		$319,313		$40,411		$22,616		$19,919		$959,109
Balance, end of period:
Individually evaluated
for impairment		$26,812		$—		$—		$2,862		$874		$559		$860		$—		$31,967
Balance, end of period:
Collectively evaluated
for impairment		$286,702		$31,201		$80,093		$129,180		$318,439		$39,852		$21,756		$19,919		$927,142

The following represents the balance of the Allowance for the periods indicated segregated by segment and class:



(In Thousands)	Commercial		Real estate construction 1-4 family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deeds of trust		Consumer other		Unallocated		Total
March 31, 2018
Individually evaluated for impairment:
AQR Substandard		$316		$—		$—		$—		$—		$—		$2		$—		$—		$318
AQR Doubtful	54		—		—		—		—		—		—		—		—		54
Collectively evaluated for impairment:
AQR Pass	5,140		608		1,069		2,135		6,020		1,014		303		311		—		16,600
AQR Special Mention	166		—		—		39		359		11		—		1		—		576
AQR Substandard	6		—		—		—		—		—		—		3		—		9
AQR Doubtful	2		—		—		—		—		—		—		—		—		2
Unallocated	—		—		—		—		—		—		—		—		2,890		2,890
		$5,684		$608		$1,069		$2,174		$6,379		$1,025		$305		$315		$2,890		$20,449
December 31, 2017
Individually evaluated for impairment:
AQR Substandard		$966		$—		$—		$—		$—		$—		$—		$—		$—		$966
Collectively evaluated for impairment:
AQR Pass	5,079		629		1,566		2,154		5,680		725		315		305		—		16,453
AQR Special Mention	120		—		—		40		363		—		—		1		—		524
AQR Substandard	7		—		—		—		—		—		—		1		—		8
Unallocated	—		—		—		—		—		—		—		—		3,510		3,510
		$6,172		$629		$1,566		$2,194		$6,043		$725		$315		$307		$3,510		$21,461